Telegram Joins $1T Tokenized Equities Race With 60+ Listed Stocks and ETFs

**Telegram Enters the Tokenized Equities Market Amid $35 Billion Tokenized Asset Boom**

In a rapidly growing $35 billion market for tokenized assets, equities are emerging as the next major frontier. What began as an experiment on niche blockchains has now evolved into a full-fledged race among major exchanges and Web3 platforms. From Gemini’s early pilots in tokenized securities to blockchain networks like BNB Chain and Solana expanding their Real-World Asset (RWA) ecosystems, the movement toward on-chain equities is gaining significant momentum.

Now, one of the world’s largest messaging apps, Telegram, is joining the competition, signaling the sector’s shift towards mainstream consumer products.

### Wallet in Telegram Launches Tokenized Equities

Earlier this month, Irena Takina, Chief Growth Officer of Wallet in Telegram, announced the company’s entry into the organized equities market. On October 1st, Telegram revealed its partnership with Kraken and Backed Finance AG to offer tokenized stocks and ETFs directly through the app’s built-in wallet.

Less than four weeks later, on October 27th, Telegram officially launched trading for over 60 tokenized stocks and ETFs for millions of users.

Telegram describes this rollout as a full launch rather than a pilot, marking one of the fastest go-to-market timelines in the tokenization sector — “from idea to general availability in just a few weeks,” as Takina put it.

The new feature enables users to purchase fractional shares of major global equities starting from as little as $1 — a stark contrast to the minimum ticket sizes typical of traditional brokerage accounts. All transactions occur inside Wallet in Telegram, the app’s built-in crypto and payments layer based on The Open Network (TON) blockchain.

For users, investing now becomes as simple as sending a message or sticker — an interface Telegram hopes will make finance as intuitive as chatting.

### Race for the 1% Share of the Stock Market

Telegram’s entry into tokenized equities sends a bullish signal for the sector, but the road ahead remains long and challenging.

According to the latest Block of Fame report, the total value of tokenized stocks on-chain currently stands at just $686.9 million — a mere 0.0007% of the global equity market.

Despite this modest figure, the report has ignited a race among Web3 startups and legacy fintech firms alike, all aiming to capture even 1% of the world’s estimated $100 trillion stock market through blockchain infrastructure.

### Expanding Ecosystems and Strategic Partnerships

In parallel developments, Ondo Finance has named Chainlink as its official oracle provider for tokenized stocks and exchange-traded funds (ETFs). Chainlink will supply custom price feeds for more than 100 tokenized equities on Ondo’s platform, including U.S.-listed stocks and ETFs. This collaboration aims to enhance the reliability and movement of financial data across blockchain networks.

Furthermore, the platform has expanded to BNB Chain with the launch of tokenized equities by PancakeSwap, further broadening access to on-chain investment products.

As Telegram and other major players innovate rapidly in this space, the tokenized equities market is poised for accelerated growth, gradually bridging traditional finance with the decentralized world.

*Also Read: [Can the TRUMP Memecoin Power Startup Fundraising?](#)*
https://bitcoinethereumnews.com/tech/telegram-joins-1t-tokenized-equities-race-with-60-listed-stocks-and-etfs/?utm_source=rss&utm_medium=rss&utm_campaign=telegram-joins-1t-tokenized-equities-race-with-60-listed-stocks-and-etfs

Zcash (ZEC) Explodes to 7-Year High, Bitcoin (BTC) Shaky at $110K: Weekend Watch

Bitcoin’s price instability continued over the past 24 hours as the asset failed to hold above $111,500, slipping back to familiar territory around $110,000. Most altcoins recorded minor gains during the same timeframe, with notable exceptions including TAO and ZEC, which surged by double digits, and Figure Heloc, which skyrocketed by more than 300%.

**BTC Unstable at $110K**

From a macro perspective, several positive developments emerged in the last ten days. These started with September’s lower-than-expected inflation numbers, announced last Friday. Subsequently, the US Federal Reserve cut interest rates on Wednesday as anticipated. Meanwhile, China and the US reached a preliminary consensus easing some trade frictions.

Despite this favorable momentum, Bitcoin’s price struggled to capitalize. Early in the business week, BTC tested $116,000 twice but was halted and pushed sharply lower. Even after the Fed’s rate cut, Bitcoin dropped from $112,000 to below $108,000. The Washington-Beijing trade news provided short-term relief; however, BTC was unable to break through $115,000 on Thursday and Friday, ultimately retreating to around $110,000 where it currently sits.

As a result, Bitcoin’s market capitalization remains below $2.2 trillion on CoinGecko, and its dominance against altcoins stays under 58%.

**ZEC, TAO Show Strong Gains**

Most large-cap altcoins posted gains up to 1% in the last 24 hours. These include Ethereum (ETH), Ripple (XRP), Binance Coin (BNB), Dogecoin (DOGE), Tron (TRX), and Cardano (ADA). On the downside, Solana (SOL) and HYPE traded slightly lower.

More impressive gains came from recent high-flyers. Figure Heloc surged over 340% in the past day and now trades above $1. TAO and ZEC also delivered strong double-digit increases, rising approximately 20% and 13%, respectively. ZEC notably hit a new multi-year high near $450.

Other significant gainers in the market include Monero (XMR), Litecoin (LTC), Aave (AAVE), Hedera (HBAR), Ethereum Classic (ETC), Worldcoin (WLD), and Internet Computer (ICP).

Meanwhile, the total cryptocurrency market capitalization remains below $3.8 trillion on CoinGecko, reflecting ongoing volatility across the space.
https://bitcoinethereumnews.com/bitcoin/zcash-zec-explodes-to-7-year-high-bitcoin-btc-shaky-at-110k-weekend-watch/?utm_source=rss&utm_medium=rss&utm_campaign=zcash-zec-explodes-to-7-year-high-bitcoin-btc-shaky-at-110k-weekend-watch

2 in hospital, 1 in custody from Nash County shooting

Deputies took a person into custody following a shooting incident in Nash County on Friday night.

The incident involved two individuals who were shot. Authorities responded promptly to the scene and are currently investigating the circumstances surrounding the event.

Further details will be provided as the investigation continues.
https://www.wral.com/news/local/nash-shooting-2-shot-november-2025/

Many Analysts Put This New Crypto on Their 25x Radar — Here’s Why

The crypto market may be stabilizing after months of turbulence, but smart investors know where the next wave of growth could come from: early-stage tokens with real use cases and room to multiply in value. One project gaining strong attention from analysts is Mutuum Finance (MUTM), which is being projected to deliver up to 25x growth by 2027.

With rapidly growing momentum, audited code, and an upcoming product launch, Mutuum Finance is positioning itself as one of the top cryptocurrencies to buy under $0.05 right now. Let’s explore what’s driving the hype behind MUTM and why experts believe it could outperform many established tokens in the next cycle.

### Presale Momentum and Strong Demand

Mutuum Finance (MUTM) is currently in its presale Phase 6, with each token priced at $0.035. The next phase will increase the price by nearly 20% to $0.04, and the official launch price is set at $0.06. Early investors in Phase 1 are positioned to see up to a 500% increase in MUTM’s value before the token even lists on exchanges.

The initial presale rounds began at approximately $0.01, and those who entered early have already seen 250% token appreciation. This steady and systematic growth has created urgency among investors, with initial phases filling up faster than later ones.

To date, Mutuum Finance has raised over $18.2 million, onboarded more than 17,600 holders, and distributed over 785 million tokens. The current sales pace indicates that Phase 6 will close soon, which could make this one of the best presales of 2025. The clear token allocation strategy and open pricing phases contribute to analysts’ optimism that MUTM represents a solid long-term investment, especially in a volatile market.

### The Vision Behind Mutuum Finance (MUTM)

Mutuum Finance is building a decentralized lending and borrowing protocol aimed at making digital asset markets more efficient, transparent, and user-controlled. The platform enables users to lend and borrow crypto assets without middlemen.

When users deposit crypto into the protocol, they receive mtTokens representing their deposits. For example, depositing 1 ETH earns 1 mtETH, which accrues interest as loans are repaid. This system tends to be more profitable than traditional staking while remaining liquid and transparent.

Another key feature is the “buy-and-distribute” model. MUTM tokens are purchased on the open market using revenue from lending activities and fees, then redistributed to protocol stakers. This creates continuous buying pressure, linking platform usage directly to token demand.

Unlike many hype-driven projects, Mutuum Finance emphasizes sustainability and sound tokenomics. Its practical DeFi utility and inherent token demand give it an advantage over speculative, sentiment-driven tokens.

The project has been audited by CertiK, scoring an impressive 90/100 in the Token Scan. This audit confirms that Mutuum’s smart contracts are among the safest in the industry—an essential factor for building investor trust in today’s environment.

### Stablecoin and Oracle Integration Plans

Mutuum Finance’s roadmap extends beyond lending and borrowing. The team is developing a USD-pegged stablecoin, over-collateralized through loans within the ecosystem. This stablecoin can be minted or burned on demand to maintain balance and sustainability, enhancing liquidity and stabilizing the lending system during market volatility.

Decentralized oracles like Chainlink will provide accurate, real-time asset pricing to manage collateral values correctly and prevent unjustified liquidations. Reliable oracle data ensures borrowing and liquidation processes accurately reflect market conditions.

Analysts believe this layered, self-sustaining ecosystem—integrating lending, stablecoins, and oracle-backed security—has strong potential to multiply Mutuum Finance’s long-term value exponentially. The platform aims to become a central on-chain finance node.

Current price forecasts estimate MUTM could reach $0.70 to $0.90 by 2027, representing a 20x to 25x gain from the current presale price. These estimates might rise further if the token successfully implements additional Layer-2 network integrations.

### V1 Launch and Future Milestones

The next major milestone is the V1 launch, slated for Q4 2025 on the Sepolia Testnet. This initial live implementation will include the core components:

– Liquidity Pool
– mtTokens
– Debt Tokens
– An automated Liquidator Bot to manage system risks

The testnet platform will initially support lending and borrowing in ETH and USDT, chosen for their liquidity and stability, with plans to add more tokens over time.

After successful testing, Mutuum Finance intends to expand to Layer-2 networks to lower transaction costs and improve the user experience.

### Analyst Consensus: A Long-Term Compounder

What sets Mutuum Finance apart is its balance of early-stage growth potential with a clear, revenue-backed business model. DeFi analysts have praised MUTM’s transparent presale, CertiK audit, mtToken yield system, and revenue-sharing mechanism as strong indicators of future success.

At the current presale price of $0.035, MUTM presents an attractive entry point for investors looking to gain exposure to DeFi before listing. With a launch price of $0.06, early buyers could see nearly 200% appreciation immediately, with significant upside potential as the platform scales.

Mutuum Finance’s comprehensive roadmap—including its stablecoin, oracle integrations, and Layer-2 expansion—positions it as one of the most promising upcoming DeFi cryptocurrencies of 2025.

Analysts conclude that this combination of audited security, consistent demand drivers, and early entry opportunity could make MUTM a top cryptocurrency to consider before the next bull run.

For more information about Mutuum Finance (MUTM), visit their official website via Linktree:
[Website: Linktree](#)
https://bitcoinethereumnews.com/crypto/many-analysts-put-this-new-crypto-on-their-25x-radar-heres-why/?utm_source=rss&utm_medium=rss&utm_campaign=many-analysts-put-this-new-crypto-on-their-25x-radar-heres-why

Proposition 50 could disenfranchise Republican California voters. Will it survive a legal challenge?

Six years ago, when the U.S. Supreme Court upheld highly partisan state election maps in North Carolina and Maryland, it ruled that federal courts cannot block states from drawing maps that favor one party over the other. One of the court’s liberal justices issued a warning.

“If left unchecked, gerrymanders like the ones here may irreparably damage our system of government,” Associate Justice Elena Kagan wrote in a dissent. Kagan argued that Republicans in North Carolina and Democrats in Maryland — the two examples before the court — had rigged elections in a way that “deprived citizens of the most fundamental of their constitutional rights,” “debased and dishonored our democracy,” and turned “upside-down the core American idea that all governmental power derives from the people.”

“Ask yourself,” Kagan said as she recounted what had happened in each state, “Is this how American democracy is supposed to work?”

### Californians Face a Similar Question with Proposition 50

That’s the question Californians are now weighing as they decide how, or whether, to vote on Proposition 50, Governor Gavin Newsom’s plan to scrap congressional maps drawn by the state’s independent redistricting commission and replace them with maps drawn by legislators to favor Democrats through 2030.

Democrats don’t deny that the measure is a deliberate attempt to dilute GOP voting power. From the start, they’ve argued that the point of redistricting is to weaken Republicans’ voting power in California — a move they justify as a temporary fix to offset similar partisan gerrymandering by Texas Republicans.

This summer, President Trump increased the stakes by pressing Texas to rejigger maps to shore up the GOP’s narrow House majority ahead of the 2026 election.

### No Federal Court Road to Challenge Partisan Gerrymandering

Since the 2019 U.S. Supreme Court decision *Rucho vs. Common Cause*, complaints of partisan gerrymandering have no path in federal court.

Already, Proposition 50 has survived challenges in state court and is unlikely to be successfully challenged if passed, said Richard L. Hasen, professor of law and director of the Safeguarding Democracy Project at UCLA School of Law.

“If you’re a Republican in California, or you’re a Democrat in Texas, you’re about to get a lot less representation in Congress,” Hasen said. “I don’t think there’s anything you can do about that.”

If Californians vote in favor of the measure on Tuesday, the number of Republicans in the state’s House — nine of 52 total members — would likely be reduced by five. That could mean Republicans have less than 10% of California’s congressional representation even though Trump won 38% of the 2024 vote.

“All of this is unconstitutional, but the federal courts aren’t available to help,” said Justin Levitt, a law professor at Loyola Law School. “Every time you redraw a district specifically to protect some candidates and punish others,” Levitt said, “what you’re basically saying is it shouldn’t be up to the voters to weigh in on whether they think the candidates are doing a good job or not.”

### Possible Legal Avenues for Challenge

Even if partisan gerrymandering cases are blocked in federal courts, there are other potential legal avenues to challenge California’s new legislative maps.

One route would be to claim that Proposition 50 violates the California Constitution. David A. Carrillo, executive director of the California Constitution Center at Berkeley Law, said that if Proposition 50 passes, he expects a barrage of “see what sticks” lawsuits raising California constitutional claims.

They stand little chance of success, he said. “Voters created the redistricting commission,” he explained. “What the voters created they can change or abolish.”

### Racial Discrimination Claims Could Arise

Attorneys might also bring racial discrimination claims in federal court alleging California lawmakers used partisan affiliation as a pretext for race in drawing the maps to disenfranchise one racial group or another, Carrillo said. Under current law, such claims are very fact-dependent.

Attorneys are already poised to file complaints if the referendum passes. Mark Meuser, a conservative attorney who filed a state complaint this summer seeking to block Proposition 50, said he is ready to file a federal lawsuit on the grounds that the new maps violate the Equal Protection Clause in the 14th Amendment of the U.S. Constitution.

“We’re saying that race was a predominant factor in drawing the lines,” Meuser said. “When race is a predominant factor in drawing the lines without a compelling interest, strict scrutiny will mandate the maps be stricken.”

### Difficulty Proving Racial Discrimination

Some legal experts believe that would be a tricky case to prove.

“It sure seems like the new map was oriented predominantly around politics, not race,” Levitt argued. “And though they’d be saying that race was a predominant factor in drawing the lines, that’s very, very, very different from proving it. That’s an uphill mountain to climb on these facts.”

Some experts think the new maps are unlikely to raise strong Voting Rights Act challenges. Eric McGhee, a senior fellow at the Public Policy Institute of California who specializes in elections, said the new districts appeared to have been carefully carved to preserve Latino- or Black-majority districts.

A successful challenge is possible, McGhee said, noting there are always novel legal arguments. “It’s just the big ones that you would think about that are the most obvious and the most traditional are pretty closed,” he said.

### Supreme Court Ruling Looms Large

Ultimately, legal experts agree the fate of California maps and others in Texas and across the nation will depend on the Supreme Court’s upcoming ruling on a redistricting case from Louisiana.

Last month, conservative Supreme Court justices suggested in a hearing that they were considering reining in a key part of the landmark 1965 Voting Rights Act that prohibits voting practices or procedures that discriminate on the basis of race, color, or membership in a language minority group.

“Whatever happens with Proposition 50 — pass or fail — almost doesn’t matter in the grand scheme of things,” Carrillo said, noting that the Supreme Court could use the Louisiana case to strike Section 2 of the Voting Rights Act. “There’s a big litigation storm coming in almost any scenario.”

Levitt agreed that the Supreme Court ruling on the Voting Rights Act, which could come any time between now and June, could change current law. But he stressed it is impossible to predict how broad the ruling could be.

“Whether that leaves any of California’s districts vulnerable — either in the current map or in the map if Prop. 50 passes — depends entirely on what SCOTUS says,” Levitt argued. “There are only nine people who know what they’ll actually say, and there are a lot of possibilities, some of which might affect California’s map pretty substantially, and some of which are unlikely to affect California’s map at all.”

### Will Congress Intervene?

As the redistricting battle spreads across the country and Democratic and Republican states look to follow Texas and California, Democrats could ultimately end up at a disadvantage. If the overall tilt favors Republicans, Democrats would have to win more than 50% of the vote to get a majority of seats.

Congress has the power to block partisan gerrymandering in congressional map drawing. But attempts so far to pass redistricting reform have been unsuccessful.

In 2022, the House passed the Freedom to Vote Act, which would have prohibited mid-decade redistricting and blocked partisan gerrymandering of congressional maps. But Republicans were able to block the bill in the Senate — despite its majority support — due to the chamber’s filibuster rules.

### Proposed Legislation to Ban Mid-Decade Redistricting

Another option is a narrower bill proposed this summer by Republican Rep. Kevin Kiley, who represents parts of the Sacramento suburbs and Lake Tahoe and could lose his seat if Proposition 50 passes. Kiley’s bill, along with similar legislation introduced by California Democratic representatives, would ban mid-decade redistricting.

“That would be the cleanest way of addressing this particular scenario we’re in right now, because all of these new plans that have been drawn would become null and void,” McGhee said.

But in a heavily deadlocked Congress, Kiley’s bill has little prospect of moving.

“It may have to get worse before it gets better,” Hasen said.

### The Future of Redistricting Battles

If the redistricting war doesn’t get resolved, Hasen said there will be a continued race to the bottom — particularly if the Supreme Court weakens or strikes down Section 2 of the Voting Rights Act.

Another scenario, Hasen added, is that Democrats regain control of Congress and the presidency, overcome the filibuster rule, and pass redistricting reform.

If that doesn’t happen, Levitt said, the ultimate power rests with the people.

“If we want to tell our representatives that we’re sick of this, we can,” Levitt said. “There’s a lot that’s competing for voters’ attention. But that doesn’t mean that we don’t have agency here.”
https://www.latimes.com/california/story/2025-11-01/why-prop-50-likely-to-survive-legal-challenge-despite-disenfranchising-some-california-voters

More than 400 Hawaii families line up at Foodbank pop-up

A new food bank opened Friday at the Waipio Soccer Complex, where more than 400 families lined up for fresh produce, milk, eggs, bread, and canned goods. According to the Hawai‘i Foodbank, most of these families had experienced a loss of wages or employment. Collectively, all the people in line represented 1,800 individual family members.

A third of those who came said they did so because of the expected suspension of federal SNAP benefits starting today. The other two-thirds had lost jobs or incomes, suggesting that many were federal employees working without paychecks amid the ongoing federal government shutdown.

In response to the SNAP suspension, the state has allocated $2 million to the Hawai‘i Foodbank to distribute to its partner food banks across the islands. Lt. Gov. S. Rep. Jill Tokuda was on site, helping load groceries into the vehicles of needy families at the soccer complex. The new location distributed an estimated 12,000 pounds of food during the event.

The Hawai‘i Foodbank plans to hold additional pop-up distribution locations every day next week, along with its ongoing distributions. Updated details on these new locations will be posted at [hawaiifoodbank.org/shutdown/](https://hawaiifoodbank.org/shutdown/) as they are confirmed.

The $2 million in state funding for island food banks is just one part of Hawai‘i’s broader response to the temporary loss of SNAP benefits during the federal shutdown. Meanwhile, the state Department of Labor and Industrial Relations (DLIR) reported a spike of 381 new unemployment claims filed in the first week after the shutdown began on October 1.

DLIR specifically asked these claimants if they were directly affected by the shutdown, indicating that some may be civilian contractors or state employees dependent on federal contracts or programs currently impacted. However, DLIR told the Honolulu Star-Advertiser that most of the new claims come from federal employees who have already missed their initial paychecks.

Unemployment claims related to the shutdown came from every island except Lanai, including nine claims from Molokai, according to DLIR. The department also noted it was restricted from releasing additional unemployment data until the federal Bureau of Labor Statistics resumes publishing national numbers.

Beyond food assistance and unemployment support, Hawai‘i is addressing other challenges linked to the shutdown and related federal policy changes. For example, the state Health Department reported that 23,000 residents enrolled in the Affordable Care Act marketplace face an average 12% premium increase in 2026. Without the renewal of enhanced federal premium tax credits, many could see their net monthly costs roughly double.

Republican proposals to impose changes on Medicare and Medicaid recipients also loom. In Hawai‘i, approximately 300,000 residents are enrolled in Medicare, with about 54% in Medicare Advantage plans and 46% in traditional fee-for-service Medicare. Additionally, roughly 420,000 residents participate in Medicaid or the Children’s Health Insurance Program (CHIP).

Governor Josh Green announced on Thursday that the state will provide $250 per person by November 14 to each of Hawaii’s 161,400 residents whose SNAP benefits were expected to be suspended. For example, a family of three will receive $750 loaded onto their Electronic Benefits Transfer (EBT) cards.

Earlier this week, Governor Green also shared that his administration will allocate $100 million in federal Temporary Assistance for Needy Families (TANF) funding to provide up to four months of housing and utility assistance for families with children impacted by the shutdown and related economic hardships.

These combined efforts reflect Hawai‘i’s commitment to supporting its residents through the ongoing federal government shutdown and associated challenges faced by thousands of families across the state.
https://www.staradvertiser.com/2025/11/01/hawaii-news/more-than-400-hawaii-families-line-up-at-foodbank-pop-up/

How to get tanks in Battlefield 6: REDSEC

**How to Get a Tank in Battlefield 6: REDSEC**

Battlefield 6: REDSEC wouldn’t live up to its name without vehicles, and grabbing a tank in the battle royale mode is easier than you might think. If you’re familiar with the game’s mission structure, securing some heavy armor is a straightforward process.

### Completing Missions to Obtain a Tank

To get a tank in Battlefield 6: REDSEC, you need to complete one of two mission types. The first involves completing one of the default missions, where one of the rewards can be a golden vehicle keycard. These keycard reward missions are neither harder nor easier than other missions, so you can take your time completing them.

If none of your current missions offer the golden vehicle trailer keycard as a reward, it’s possible that tanks aren’t available nearby. However, if you know there’s a vehicle trailer in the vicinity, allow your missions to cycle a few times. There’s a good chance a mission awarding a tank will eventually appear.

Once you complete the mission that rewards the golden keycard, claim the card and proceed to the nearby vehicle trailer. Insert the keycard, and after a slow but dramatic opening animation, you’ll be able to hop in and drive the tank inside.

### The “Tank Hunter” Mission

There’s also another way to get a tank: via the “Tank Hunter” mission. This mission tasks you with seeking out an enemy squad’s active tank and either destroying or commandeering it.

Stealing a tank isn’t the smoothest option but can dramatically shift the battle in your favor. To commandeer it, you need to force the enemy squad to abandon the tank—usually by severely damaging it so they panic and jump out.

At this point, one of your squad members must quickly jump into the tank and survive long enough for it to be repaired, provided you have an Engineer on your team. However, it’s difficult to avoid destroying the tank in the process, and convincing the enemy squad to leave it behind is often unpredictable.

### Final Thoughts

Like many aspects of Battlefield 6: REDSEC, acquiring a tank can sometimes feel like a roll of the dice. Whether you choose to earn your golden keycard or bravely hijack an enemy tank, tanks remain a powerful asset on the battlefield. Good luck out there!
https://www.shacknews.com/article/146631/how-to-get-a-tank-in-battlefield-6-redse

Major Date for XRP Holders Revealed, Michael Saylor Reacts to Bitcoin (BTC) Price Crash, Cardano (ADA) Confirms Death Cross — Crypto News Digest

**Canary Funds XRP ETF Set for Potential Launch on November 13**

The first pure spot XRP ETF could be just around the corner, as Canary Capital has filed an updated S-1 registration statement with the SEC for its proposed XRP ETF.

In the latest update, the issuer removed a “delaying amendment,” which means the filing will automatically become effective after 20 days. This countdown ends on November 13, potentially allowing the product to go live after months of anticipation.

**Background**

The XRP ETF was recently listed by the Depository Trust & Clearing Corporation (DTCC). If Nasdaq approves the Form 8-A filing—which makes the product’s shares tradable—the ETF will officially launch. However, the launch date could still change if the SEC issues additional comments.

**Michael Saylor Reacts to Bitcoin Price Crash with Symbolic Post**

Michael Saylor, CEO of Strategy, addressed the recent Bitcoin (BTC) price crash through a symbolic social media post that has sparked reactions within the crypto community.

The post features a dramatic photo of Saylor seated at a chessboard with carved pieces, accompanied by an hourglass ticking beside him. This imagery suggests a calculated, long-term strategy, with the hourglass highlighting time-sensitive moves related to Bitcoin’s price.

Saylor’s message alludes to an ongoing “battle” to sustain Bitcoin’s bull market amid the price drawdown. It also reflects the broader struggle between Bitcoin and traditional financial systems, including fiat currencies and market makers.

**Cardano Records Death Cross as Whales Offload 100 Million ADA**

Cardano has entered a death cross amid a worsening sell-off during a volatile Thursday session that saw nearly $1.13 billion in leveraged futures liquidations.

The cryptocurrency has extended its decline for the fourth consecutive day since reaching a weekly high of $0.693. On the hourly chart, the 50-period moving average (MA) has fallen below the 200-period MA, completing a “death cross” that signals increased short-term selling pressure.

Crypto analyst Ali reported that large Cardano holders, or whales, took profits over the past three days, selling approximately 100 million ADA within 72 hours.

*Stay tuned for more updates on these developing stories in the crypto market.*
https://bitcoinethereumnews.com/bitcoin/major-date-for-xrp-holders-revealed-michael-saylor-reacts-to-bitcoin-btc-price-crash-cardano-ada-confirms-death-cross-crypto-news-digest/?utm_source=rss&utm_medium=rss&utm_campaign=major-date-for-xrp-holders-revealed-michael-saylor-reacts-to-bitcoin-btc-price-crash-cardano-ada-confirms-death-cross-crypto-news-digest

A Dominant Shift Reshaping Crypto


title: Bitcoin Institutional Investors: A Dominant Shift Reshaping Crypto
slug: bitcoin-institutional-investors-dominant-shift-reshaping-crypto
category: Crypto News

# Bitcoin Institutional Investors: A Dominant Shift Reshaping Crypto

The cryptocurrency landscape is undergoing a fundamental transformation, driven largely by the increasing involvement of institutional investors. This dominant shift is reshaping the market dynamics of Bitcoin and other digital assets in profound ways.

Institutional investors bring significant capital, expertise, and long-term perspectives to the crypto space. Their participation is not only boosting market liquidity but also fostering greater legitimacy and stability within the ecosystem.

As these investors continue to allocate more resources to Bitcoin, we can expect to see enhanced infrastructure development, improved regulatory frameworks, and innovative financial products tailored to meet institutional needs.

This growing trend signals a new era for cryptocurrencies—one where institutional influence plays a pivotal role in shaping market direction, adoption rates, and overall maturity.

Stay tuned to our Crypto News section for the latest updates and insights on this dominant shift that is reshaping the future of Bitcoin and the broader crypto industry.
https://bitcoinethereumnews.com/crypto/a-dominant-shift-reshaping-crypto/?utm_source=rss&utm_medium=rss&utm_campaign=a-dominant-shift-reshaping-crypto

Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

With Bitcoin stabilizing and the next bull cycle approaching, investors are actively scanning the market for early-stage cryptocurrencies that boast strong fundamentals and high upside potential. While many top tokens are already priced well above the $1 mark, analysts highlight one promising project under $0.05 that could deliver exponential gains not seen since the early days of Solana or Aave. That project is Mutuum Finance (MUTM), a DeFi protocol combining audited smart contracts, yield-based utility, and transparent tokenomics to create one of the most exciting crypto launches of 2025.

Many experts now point to MUTM as one of the best cryptocurrencies to buy under $0.05. They cite its rising presale momentum, audited security, and clear roadmap toward becoming a live product in just a few months. If current projections hold, analysts estimate MUTM could soar up to 35x by 2027, driven by adoption and the rollout of its decentralized lending ecosystem.

### Mutuum Finance (MUTM) Presale Update

Mutuum Finance is currently in Phase 6 of its presale. The token price has increased to $0.035 from the initial $0.01. Early participants in Phase 1 have already witnessed a remarkable 250% appreciation since early 2025. The price is expected to rise nearly 20% as the presale moves into Phase 7, set at $0.04, with the official launch price projected at $0.06.

To date, over 785 million tokens have been sold, raising more than $18 million from approximately 17,600 holders worldwide. Each presale phase has been oversubscribed more quickly than the last, demonstrating growing confidence in the project and increasing demand.

### Beyond Presale: Building a Transparent DeFi Lending System

MUTM is far more than just a presale token. The project aims to establish a non-custodial lending and borrowing system that is both efficient and transparent. Participants can lend assets and earn interest with no intermediaries or borrow directly against their holdings.

This system integrates decentralized security with true yield potential — a combination rarely achieved by new DeFi protocols. By eliminating middlemen and leveraging smart contracts, MUTM provides a user-friendly yet secure experience for crypto lending.

### V1 Protocol Launch, mtTokens, and Buy-and-Distribute Model

A key milestone for Mutuum Finance is the launch of its V1 protocol on the Sepolia testnet expected in Q4 2025. This initial release will include essential infrastructure such as a liquidity pool, mtTokens, debt tokens, and an automated liquidator bot designed to maintain system stability.

At the core of Mutuum Finance’s design are mtTokens. When users deposit assets like ETH or USDT, they receive an equivalent amount of mtTokens plus accrued interest. For example, depositing 1 ETH yields 1 mtETH, which grows as borrowers repay their loans.

Lenders benefit from passive income that is fully transparent and secured by smart contracts. Borrowers can choose between variable and stable interest rates. Every loan is over-collateralized, and the system automatically liquidates positions that fall below safety thresholds to maintain solvency and reward liquidity providers.

An important feature of the Mutuum Finance economy is its buy-and-distribute mechanism. Revenue generated through lending is used to purchase MUTM tokens on the open market, which are then redistributed to mtToken stakers. This creates a self-reinforcing cycle that ties token use directly to platform demand.

Analysts believe this innovative tokenomics framework gives MUTM a competitive edge in the early DeFi landscape. With buying power linked to loan activity, this mechanism drives organic growth within the ecosystem. Some valuations predict MUTM could reach $0.50 by 2026.

### Roadmap Highlights: Oracles, Layer-2 Expansion, and Stablecoin

Looking ahead, Mutuum Finance plans to issue a USD-pegged stablecoin backed by over-collateralized ecosystem loans. Minting and burning mechanisms will help maintain the stablecoin’s peg by managing supply and demand without relying on off-chain assets, reducing the risk of peg failure.

The project also intends to expand onto Layer-2 networks post-testnet launch. This upgrade will reduce transaction costs and boost speed, making the platform more accessible and competitive within the DeFi space.

Additionally, Mutuum Finance aims to integrate a decentralized oracle system, likely starting with Chainlink, to provide accurate real-time pricing for all supported assets. Reliable oracle data will prevent unnecessary liquidations and system fallback, enhancing platform security and user confidence.

With these advancements, analysts estimate that MUTM could potentially reach $1.00 to $1.20 within two years of market entry — representing a 35x increase from its current presale price. This growth trajectory would position MUTM alongside early-stage giants like Solana and Aave.

### Final Outlook

Currently priced around $0.05, Mutuum Finance has captured attention thanks to its well-designed tokenomics, rigorous security audits, and clear product vision geared toward sustainable long-term growth. By entering the thriving DeFi ecosystem at an early stage, MUTM benefits from an environment where every transaction drives increased token demand.

The project is rapidly hitting key milestones, with Phase 6 nearly fully allocated and the V1 protocol launch on track for Q4 2025. Given analyst forecasts of a potential 35x price increase over the next few years, Mutuum Finance may well become one of the next major success stories in decentralized finance.

For more information about Mutuum Finance (MUTM), visit their website:

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