Monthly Archives: November 2025

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Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

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With Bitcoin stabilizing and the next bull cycle approaching, investors are actively scanning the market for early-stage cryptocurrencies that boast strong fundamentals and high upside potential. While many top tokens are already priced well above the $1 mark, analysts highlight one promising project under $0.05 that could deliver exponential gains not seen since the early days of Solana or Aave. That project is Mutuum Finance (MUTM), a DeFi protocol combining audited smart contracts, yield-based utility, and transparent tokenomics to create one of the most exciting crypto launches of 2025.

Many experts now point to MUTM as one of the best cryptocurrencies to buy under $0.05. They cite its rising presale momentum, audited security, and clear roadmap toward becoming a live product in just a few months. If current projections hold, analysts estimate MUTM could soar up to 35x by 2027, driven by adoption and the rollout of its decentralized lending ecosystem.

### Mutuum Finance (MUTM) Presale Update

Mutuum Finance is currently in Phase 6 of its presale. The token price has increased to $0.035 from the initial $0.01. Early participants in Phase 1 have already witnessed a remarkable 250% appreciation since early 2025. The price is expected to rise nearly 20% as the presale moves into Phase 7, set at $0.04, with the official launch price projected at $0.06.

To date, over 785 million tokens have been sold, raising more than $18 million from approximately 17,600 holders worldwide. Each presale phase has been oversubscribed more quickly than the last, demonstrating growing confidence in the project and increasing demand.

### Beyond Presale: Building a Transparent DeFi Lending System

MUTM is far more than just a presale token. The project aims to establish a non-custodial lending and borrowing system that is both efficient and transparent. Participants can lend assets and earn interest with no intermediaries or borrow directly against their holdings.

This system integrates decentralized security with true yield potential — a combination rarely achieved by new DeFi protocols. By eliminating middlemen and leveraging smart contracts, MUTM provides a user-friendly yet secure experience for crypto lending.

### V1 Protocol Launch, mtTokens, and Buy-and-Distribute Model

A key milestone for Mutuum Finance is the launch of its V1 protocol on the Sepolia testnet expected in Q4 2025. This initial release will include essential infrastructure such as a liquidity pool, mtTokens, debt tokens, and an automated liquidator bot designed to maintain system stability.

At the core of Mutuum Finance’s design are mtTokens. When users deposit assets like ETH or USDT, they receive an equivalent amount of mtTokens plus accrued interest. For example, depositing 1 ETH yields 1 mtETH, which grows as borrowers repay their loans.

Lenders benefit from passive income that is fully transparent and secured by smart contracts. Borrowers can choose between variable and stable interest rates. Every loan is over-collateralized, and the system automatically liquidates positions that fall below safety thresholds to maintain solvency and reward liquidity providers.

An important feature of the Mutuum Finance economy is its buy-and-distribute mechanism. Revenue generated through lending is used to purchase MUTM tokens on the open market, which are then redistributed to mtToken stakers. This creates a self-reinforcing cycle that ties token use directly to platform demand.

Analysts believe this innovative tokenomics framework gives MUTM a competitive edge in the early DeFi landscape. With buying power linked to loan activity, this mechanism drives organic growth within the ecosystem. Some valuations predict MUTM could reach $0.50 by 2026.

### Roadmap Highlights: Oracles, Layer-2 Expansion, and Stablecoin

Looking ahead, Mutuum Finance plans to issue a USD-pegged stablecoin backed by over-collateralized ecosystem loans. Minting and burning mechanisms will help maintain the stablecoin’s peg by managing supply and demand without relying on off-chain assets, reducing the risk of peg failure.

The project also intends to expand onto Layer-2 networks post-testnet launch. This upgrade will reduce transaction costs and boost speed, making the platform more accessible and competitive within the DeFi space.

Additionally, Mutuum Finance aims to integrate a decentralized oracle system, likely starting with Chainlink, to provide accurate real-time pricing for all supported assets. Reliable oracle data will prevent unnecessary liquidations and system fallback, enhancing platform security and user confidence.

With these advancements, analysts estimate that MUTM could potentially reach $1.00 to $1.20 within two years of market entry — representing a 35x increase from its current presale price. This growth trajectory would position MUTM alongside early-stage giants like Solana and Aave.

### Final Outlook

Currently priced around $0.05, Mutuum Finance has captured attention thanks to its well-designed tokenomics, rigorous security audits, and clear product vision geared toward sustainable long-term growth. By entering the thriving DeFi ecosystem at an early stage, MUTM benefits from an environment where every transaction drives increased token demand.

The project is rapidly hitting key milestones, with Phase 6 nearly fully allocated and the V1 protocol launch on track for Q4 2025. Given analyst forecasts of a potential 35x price increase over the next few years, Mutuum Finance may well become one of the next major success stories in decentralized finance.

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For more information about Mutuum Finance (MUTM), visit their website:

**Website:** [Linktree](#)
https://bitcoinethereumnews.com/finance/top-cryptocurrency-to-buy-under-0-05-right-now-analysts-predict-35x-potential-by-2027/?utm_source=rss&utm_medium=rss&utm_campaign=top-cryptocurrency-to-buy-under-0-05-right-now-analysts-predict-35x-potential-by-2027

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Design Recipes: The beauty of blue and green – Sat, 01 Nov 2025 PST

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When it comes to cool colors such as blue and green, there are various reasons why they work well together. Both colors are soothing, and their different tints, tones, and shades can convey a range of moods and styles.

Dark shades of green pair beautifully with deeper shades of blue to create a smoky, luxurious feel. On the other hand, lighter colors—such as pale shades of blue and green—work well together to evoke a nautical or aquatic tone.

A key designer “go-to” color is often green. This is because there are numerous ways to infuse green into an interior, from natural elements like greenery to decorative items such as artwork, accents, and accessories. Blue, meanwhile, is considered a “staple” color, associated with tradition and formality. It’s also widely regarded as a universal color that pairs well with many other hues, especially green.

### Paint Color Selection

Choosing the right paint colors can be tricky. A commonly accepted rule is to pair colors of similar tint, tone, and shade. In other words, select colors that appear near each other on a paint strip, indicating they share a similar amount of black or white in their mixture.

Blue and green complement each other particularly well because of their similar color undertones. When heavy yellow undertones are added to green, the result is a warm, cozy feel—which can also be achieved with certain shades of blue. Conversely, cooler shades of blue and green blend harmoniously for a fresh, calming atmosphere.

### Tips for Introducing Blue and Green into Your Décor

When incorporating blue and green into your décor, a useful design tip is to avoid creating an overly “matchy-matchy” color palette by maintaining a slight color imbalance. Instead of a 50-50 split, opt for a sprinkling of various shades of green and blue throughout your space. Use neutral furniture pieces as the foundation to balance the vibrant colors.

If you want to add a warm “pop of color,” consider tertiary colors—those combination colors on the color wheel, such as yellow-orange or red-orange. These hues make excellent complements when you’re aiming to warm up a room and add visual interest.

By thoughtfully mixing blue and green with complementary shades and neutrals, you can create a stylish, soothing space that feels both timeless and inviting.
http://www.spokesman.com/stories/2025/nov/01/design-recipes-the-beauty-of-blue-and-green/

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Why This Helps Altcoins Like Best Wallet Token

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**Crypto News: The Long-Awaited Spot XRP ETF May Finally Be Just Weeks Away**

Asset manager Canary Capital has filed an updated S-1, removing the “delaying amendment” that had previously stalled automatic approval—a major step toward the launch of the spot XRP ETF. Thanks to this update, the registration could go “auto-effective,” setting up a potential November 13 launch date, pending Nasdaq’s review of the firm’s 8-A filing.

The move comes immediately after Canary’s recent launches of Solana and HBAR ETFs, both of which went into effect using the same streamlined route and attracted strong early inflows. According to Bloomberg ETF strategist Eric Balchunas, this process could make XRP’s debut one of the fastest ETF approvals in crypto’s history.

Meanwhile, sentiment among regulators and analysts seems increasingly supportive. SEC Commissioner Paul Atkins has endorsed the auto-effective approach during the recent government shutdown. Bitwise CIO Matt Hougan believes an XRP ETF could attract billion-dollar inflows within months, powered by the unwavering conviction of XRP’s cult-like following, often referred to as the “XRP Army.”

Analysts are already eyeing an XRP price rally toward $10, with some projecting much higher targets, mirroring the momentum seen following the successful launch of the Rex-Osprey ETF.

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### Retail Traders Shift Focus to Emerging Altcoins and Web3 Platforms

While institutions focus on the ETF boom, retail traders are shifting their attention to emerging altcoins and Web3 platforms that can thrive independently of short-term ETF cycles. One of the best examples of this movement is Best Wallet (EST), an emerging super-wallet that connects users directly to the future of decentralized finance.

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### Best Wallet (EST): The Gateway to the Next Wave of Web3 Adoption

As Wall Street embraces crypto ETFs, retail investors require tools providing the same level of accessibility to on-chain finance. Best Wallet (EST) is building that crucial bridge.

Best Wallet is a next-generation Web3 super wallet designed to make crypto participation easy, secure, and rewarding. Powered by Fireblocks’ cutting-edge MPC-CMP technology, it is the first non-custodial wallet to bring multi-chain support, presale access, and decentralized trading together in a single seamless platform.

The app combines three flagship products—Best Wallet, Best DEX, and the upcoming Best Card—into a single powerful crypto hub. Users can hold and trade assets across 60+ major chains, while the Best DEX aggregator automatically hunts down the best on-chain rates for every swap. Meanwhile, the Best Card will enable users to spend their crypto anywhere, earning cashback and rewards on every purchase.

Designed with a mobile-first approach, Best Wallet provides an intuitive, all-in-one experience empowering both novice and experienced investors. Additionally, its “Upcoming Tokens” portal offers access to vetted presales, opening the door to early-stage opportunities while minimizing third-party risk.

Just as ETFs are making crypto accessible to traditional finance institutions, Best Wallet is democratizing Web3 for everyone—setting a new standard for safety, simplicity, and on-chain opportunity.

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### EST Tokenomics: Staking, Momentum, and Long-Term Growth

As institutional money flows into ETFs like XRP and Solana, retail investors seek tokens that offer more than just price speculation. Best Wallet (EST) delivers yield, utility, and real ownership—everything retail investors desire.

The ongoing EST presale has already raised over $16.7 million, with tokens currently priced at $0.025875—a strong signal of confidence in the ecosystem’s long-term sustainability. By staking EST, holders can earn up to 78% APY, while unlocking governance rights and early access to new DeFi integrations within the Best Wallet ecosystem.

Every layer of Best Wallet is engineered to make Web3 participation secure, seamless, and rewarding. From its Fireblocks MPC architecture to its presale discovery hub, EST turns everyday crypto activity into an intuitive, income-generating experience.

As institutions pour into large-cap crypto ETFs, EST builds the bridge to what’s next—giving retail users direct access to growth, yield, and innovation across the decentralized economy.

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**Join the Best Wallet (EST) presale today—your smart, secure gateway for real on-chain opportunities!**

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*This publication is sponsored. Coindoo does not endorse or assume responsibility for the content, accuracy, quality, advertising, products, or any other materials on this page. Readers are encouraged to conduct their own research before engaging in any cryptocurrency-related activities. Coindoo will not be liable, directly or indirectly, for any damages or losses resulting from the use of or reliance on any content, goods, or services mentioned. Always do your own research.*

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**About the Author**

Kosta joined the Coindoo team in 2021 and quickly established himself with his thirst for knowledge, incredible dedication, and analytical thinking. He covers a wide range of current topics and writes excellent reviews, PR articles, and educational materials. His articles are frequently quoted by other news agencies.

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**Related Stories**
https://bitcoinethereumnews.com/finance/why-this-helps-altcoins-like-best-wallet-token/?utm_source=rss&utm_medium=rss&utm_campaign=why-this-helps-altcoins-like-best-wallet-token

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Fed Governor Christopher Waller Blasts Jerome Powell’s ‘Fog’ Excuse, Says It’s Time To Keep Cutting Rates

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Federal Reserve Governor Christopher Waller recently challenged Chairman Jerome Powell’s perspective regarding the limitations of current economic data. While Powell expressed concerns that economic indicators are too limited due to factors such as the government shutdown, Waller urged the Federal Reserve to continue easing monetary policy despite these information gaps.

Waller Rejects the ‘Fog’ Narrative

Speaking with FOX Business host Larry Kudlow, Waller dismissed the idea that the Fed should halt or significantly slow its actions because of uncertain data. He emphasized that “the fog might tell you to slow down, but it doesn’t tell you to pull over to the side of the road.”

Powell’s Perspective on Economic Data Limitations

During a Federal Open Market Committee (FOMC) meeting on Wednesday, Chairman Powell noted that the government shutdown had restricted access to key economic indicators, making it challenging to assess the economy’s true condition. He remarked, “What do you do if you’re driving in a fog? You slow …”

Looking Ahead

Despite these concerns, Waller encourages continued monetary easing to support economic stability and growth. He suggests that waiting for perfect clarity before acting could hinder effective policymaking.

For the full story, visit Benzinga.com.
https://www.benzinga.com/markets/macro-economic-events/25/11/48577640/fed-governor-christopher-waller-blasts-jerome-powells-fog-excuse-says-its-time-to-k?utm_source=benzinga_taxonomy&utm_medium=rss_feed_free&utm_content=taxonomy_rss&utm_campaign=channel

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A $273 Million Mystery From Binance

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Massive USDT Transfer: A $273 Million Mystery from Binance

The post A $273 Million USDT Transfer: A $273 Million Mystery From Binance highlights a significant event in the crypto world involving a massive transfer of USDT tokens.

Recently, a staggering $273 million worth of USDT was transferred, raising questions and curiosity among cryptocurrency enthusiasts and analysts. The transaction originated from Binance, one of the largest cryptocurrency exchanges globally, further adding to the intrigue surrounding this enormous movement of funds.

As the crypto market continues to evolve, such large transfers often signal strategic moves by major players, potential market shifts, or other underlying activities within the ecosystem. However, details about the purpose or the parties involved in this transaction remain undisclosed, making it a mystery to watch closely in the coming days.

Stay tuned for more updates and in-depth analysis on this and other significant developments in the cryptocurrency space.

https://bitcoinethereumnews.com/tech/a-273-million-mystery-from-binance/?utm_source=rss&utm_medium=rss&utm_campaign=a-273-million-mystery-from-binance

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Dying Light: The Beast X PUBG Mobile Crossover Event Is Now Live

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**Dying Light: The Beast x PUBG Mobile Is Real**

Techland has officially unveiled the first-ever crossover event for *Dying Light: The Beast*, bringing together two of the most recognized survival franchises: *Dying Light* and *PUBG MOBILE*. This exciting collaboration blends the horror and parkour action of *Dying Light: The Beast* with the intense, battle-hardened spirit of *PUBG MOBILE*, promising players a fresh and thrilling experience filled with danger, strategy, and exclusive rewards.

You can check out the official collaboration trailer below to get a glimpse of the action-packed event.

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### How to Participate

Players can start by visiting the *Dying Light Outpost* event page to activate the **Skillet quest**. Once unlocked, the **Airdrop Finder** car skin will appear in their in-game stash.

After completing the **Power Gambit** main story quest, players can then embark on the Skillet mission. This mission challenges you to race against time to secure airdrops while facing deadly adversaries. The Baron’s lieutenant is hot on your trail, eager to seize the bounty for himself, making every encounter a tense test of skill and survival.

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### The Mission Details

The Skillet quest sends players deep into **Castor Woods**, where multiple drop sites must be reached before rival forces arrive. Each stage of the journey presents new challenges, unexpected surprises, and powerful loot.

Only those who endure to the end will earn exclusive PUBG MOBILE-themed gear, including the iconic cast-iron frying pan, a heavy steel bat, and the brand-new **Marked Man Outfit**.

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### Exclusive Rewards and Gameplay Benefits

Each reward is more than just cosmetic—it enhances gameplay with benefits like:

– XP boosts
– Improved weapon accuracy
– Increased weapon damage

Additionally, equipping the **Battleground Keychain charm** further sharpens combat abilities, amplifying every attack and giving players a stronger edge in battle.

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### Event Duration

The *Dying Light: The Beast x PUBG MOBILE* crossover event runs from **October 31 to November 21, 2025**. Players are invited to fight, scavenge, and survive in a unique world where horror meets the battleground.

Don’t miss out on this thrilling event that pushes survival gameplay to new heights!
https://cogconnected.com/2025/10/dying-light-the-beast-x-pubg-mobile-crossover-event-is-now-live/

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Splitting in two 7 Little Words Answer

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Splitting in Two – 7 Little Words Answer

We hope this helped you to finish today’s 7 Little Words puzzle. If you’re looking for answers to other day’s puzzles, you can find all of them in the 7 Little Words section of our website.

Thank you for visiting!

The post Splitting in Two 7 Little Words Answer appeared first on Try Hard Guides.

https://tryhardguides.com/splitting-in-two-7-little-words/

economy, politics, religion

Obituary: Burton Dean Stearns

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**Lovell Burton Dean Stearns, 86, Passes Away Peacefully at Home**

Lovell Burton Dean Stearns, 86, passed away peacefully at home on October 24, 2025, in Lovell. A devoted husband, father, and respected community member, “Dean” lived a life marked by dedication to family, faith, and service.

Born on June 10, 1939, in North Conway, New Hampshire, Dean was the son of Burton Stearns and Ina McKeen Stearns, who passed away in 1956. His father later married Helen Hastings, who became an important figure in Dean’s family life. Raised in Lovell, he graduated from Fryeburg Academy in the Class of 1958, where he later served as a trustee from 2000 to 2012. Dean went on to earn his degree from the University of Maine at Orono in 1962, laying the foundation for a long and accomplished professional career.

Dean spent over three decades working with New England Telephone Company and its successors, NYNEX and Verizon. Throughout his tenure, he held many varied roles that reflected his adaptability and leadership. His career culminated in serving as director and Maine State House lobbyist, a role through which he contributed meaningfully to the telecommunications industry and public policy in Maine.

Beyond his professional achievements, Dean was deeply committed to his faith. He served as a member, deacon, and board member of several Christian churches throughout his life. Most recently, he was an active part of the Lovell United Church of Christ.

Dean was a dedicated community member, serving on numerous local groups including the Lovell Planning Board, Historical Society, and the Brick Church preservation committee. He advocated passionately for the town where he grew up, retired, and continued his family’s long heritage.

After retiring from the telephone company, Dean enjoyed building a home on Kezar Lake in Lovell, returning to his roots. He loved working on the properties and land in Lovell; the outdoors was truly a labor of love. He treasured long summer days at Kezar Lake and Heald Pond with his grandchildren, taking them swimming, tennis and golf lessons, and enjoying boating, waterskiing, and tubing.

Dean and his wife, Pat, traveled extensively together, visiting destinations such as Italy, Egypt, Hungary, Switzerland, and England. For the past 27 years, they spent most of March and April on Siesta Key in Sarasota, Florida, visiting friends along the Eastern seaboard. Every year, their children and grandchildren enjoyed visiting, spending many days at the pool and beach, making memories to last a lifetime.

At the heart of Dean’s life was his unwavering devotion to family. He shared 64 years of marriage with Pat Stearns, his beloved wife and life partner. Together, they built a home filled with warmth and love.

Dean is lovingly remembered by his sister, Nancy Pitman; his daughters, Luana Stearns Towne and her husband Jon, and Lesley; his son, Jeffrey Stearns, and his wife Carol; grandchildren Alyssa Towne and husband Brad Hodge, Emily Towne, Brian Stearns and wife Allison, Stephanie Stearns and partner Lexi Carlsen, David Stearns, and Megan Stearns; and great-grandson Greyson Hodge.

Dean’s legacy is one of steadfast commitment—to those he loved, to the communities he served, and to the values he held dear. May his memory bring comfort to all who knew him.

A memorial gathering will be held on November 15, beginning at 11 a.m., with a reception to follow at Lovell United Church of Christ, 1174 Main Street, Lovell, ME 04051.

Arrangements are under the care of Wood Funeral Home and Cremation Services, 9 Warren Street, Fryeburg. To leave an online condolence, please visit their website.

In lieu of flowers, donations may be made to Lovell United Church of Christ, Mount Washington Valley Adult Day Center, or Andwell Hospice in memory of Dean Stearns.
https://www.pressherald.com/2025/11/01/obituaryburton-dean-stearns-2/

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Island nation home to the “Cool Runnings” bobsled team Crossword Clue

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That should be all the information you need to solve the crossword clue: **Island nation home to the “Cool Runnings” bobsled team**.

If you’re looking for more crossword answers and helpful hints, be sure to check out our other clues on Try Hard Guides.

The post **Island nation home to the “Cool Runnings” bobsled team Crossword Clue** appeared first on Try Hard Guides.
https://tryhardguides.com/island-nation-home-to-the-cool-runnings-bobsled-team-crossword-clue/