Andrew Steinerman JPMorgan Chase & Co, Research Division Hello, everybody. I’m Andrew Steinerman. This is the Verisk discussion. This is the Ultimate Services Investor Conference. At this conference, I update our information services data book, which is our primary Verisk and benchmark against the whole info services industry. With me today is Saurabh Khemka. He’s the President of Underwriting Solutions at Verisk. It’s a 30-minute fireside chat. Of course, we want you to jump in with your questions. I’ll start with maybe 20 minutes of my questions. Andrew Steinerman JPMorgan Chase & Co, Research Division Saurabh, welcome. Good to see you here. Just start out with what is your role now that you’re sole President of Underwriting Solutions, you were Co-President. Does that change anything kind of day-to-day? And what are your kind of your top priorities? Saurabh Khemka President of Underwriting Solutions Yes, exactly, our Life Solutions business and our marketing business and our international underwriting business. So previously, as Co-President, my P&L responsibility was more focused on the Core Lines and the Life Solutions business. Now it encompasses everything. But obviously, I was working very closely with my counterpart across the overall business.
https://seekingalpha.com/article/4845266-verisk-analytics-inc-vrsk-presents-at-j-p-morgan-2025-ultimate-services-investor-conference?source=feed_all_articles
Tag Archives: responsibility
Florida turnovers spark Kentucky victory
LEXINGTON, Ky. — Kentucky capitalized on four Florida turnovers as quarterback Cutter Boley threw for 168 yards and two touchdowns, leading the Wildcats to a commanding 38-7 victory over the Gators.
Seth McGowan contributed with two rushing touchdowns, while Dante Dowdell electrified the crowd with a 65-yard touchdown run. This win marked Kentucky’s first home SEC victory since a 33-14 triumph over Florida on September 30, 2023, improving their record to 4-5 overall and 2-5 in conference play.
Florida’s quarterback DJ Lagway struggled in the first half, throwing three interceptions before being replaced by freshman Tramell Jones Jr. at halftime. Kentucky took full advantage, scoring 10 points directly off Florida’s miscues.
Boley demonstrated impressive distribution, connecting with 10 different receivers. His scoring passes included a 29-yard touchdown to J.J. Hester and a 15-yard strike to Jason Patterson.
**The Takeaway**
– **Florida:** Coming into the game, the Gator defense ranked 32nd nationally in points allowed per game, surrendering just 20.5 on average. However, turnovers proved costly, allowing Kentucky to amass a total of 401 yards.
– **Kentucky:** With back-to-back wins, the Wildcats’ postseason hopes remain alive, though the path is challenging. Kentucky will host Tennessee Tech, currently ranked No. 5 in the FCS coaches poll, next Saturday. A win there, followed by a victory on the road against either No. 15 Vanderbilt or No. 14 Louisville, would secure bowl eligibility.
**Calzada Makes Wrong Headlines**
Former Kentucky starting quarterback Zach Calzada issued an apology after a social media video of him flashing $100 bills went viral amid criticism. Calzada, who transferred to Kentucky, had injured his shoulder and lost the starting job to Boley after just two games.
Following the video’s widespread attention, Calzada posted an apology. The Kentucky athletic department stated, “Zach has taken responsibility for his actions. He has done the right thing and apologized. Now, it’s time to move forward.”
**Up Next**
– **Florida:** Travels to No. 7 Mississippi.
– **Kentucky:** Hosts Tennessee Tech.
https://www.clickorlando.com/sports/2025/11/09/florida-turnovers-spark-kentucky-victory/
2003 Hummer H1 Wagon
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https://bringatrailer.com/listing/2003-hummer-h1-26/
Changpeng Zhao Pardon: ‘I Met Eric Trump Once, That’s It,’ Says CZ
**Former Binance CEO Changpeng Zhao Responds to Trump Pardon Controversy**
Former Binance CEO Changpeng Zhao (CZ) has addressed the recent controversy surrounding his pardon by former President Donald Trump. In an exclusive interview with Fox News, CZ revealed that the pardon came as a surprise and stressed that there was no negotiation, deal, or business connection with Trump or his family.
CZ explained that he had met Eric Trump only once at a Bitcoin conference in Abu Dhabi. However, the meeting was brief and unrelated to Binance or any discussions about the pardon.
### Acknowledging Past Legal Issues
During the interview, CZ openly acknowledged his past legal troubles. In 2023, he pleaded guilty to failing to ensure proper compliance measures at Binance, resulting in a four-month prison sentence. He emphasized that taking responsibility for these issues was crucial to moving forward.
With the case now behind him, CZ expressed his desire to focus on helping the United States build a stronger cryptocurrency industry. He noted that regulations are becoming clearer and believes cryptocurrency has evolved from a niche topic to a central part of global finance.
—
### Trump: “I Don’t Know Who He Is”
When asked about the decision to grant the pardon, Donald Trump stated that he barely knows who Changpeng Zhao is. He insisted the pardon was not based on any personal relationship.
Trump highlighted his goal for the United States to lead in crypto innovation, pointing out that other nations like China and Japan are advancing rapidly in this sector. He also claimed that the previous administration treated CZ unfairly and stressed the importance of supporting crypto growth to maintain U.S. competitiveness.
Although Trump admitted that his sons are more involved in cryptocurrency than he is, he acknowledged the industry’s significance. He warned that if the U.S. fails to encourage crypto development, the industry will simply move overseas.
—
### Congressional Inquiry into the Pardon
The pardon has sparked a formal congressional inquiry. Representative Robert Garcia has requested documents and communication records from the White House concerning CZ, Binance, and the Trump family.
Garcia’s concerns stem from media reports suggesting that Binance once promoted a stablecoin linked to the Trump family and allegedly encouraged a UAE investor to use it while considering investing in Binance.
Calling for full transparency, Garcia has asked that all related records be submitted by November 20, 2025. Lawmakers are investigating whether business connections influenced the pardon, despite denials from both CZ and Trump.
—
### Crypto’s Growing Role in Global Politics and Finance
Analysts suggest the focus should move beyond whether a deal existed between CZ and Trump. The key takeaway is that cryptocurrency has entered mainstream politics and global finance.
Leading figures in the crypto industry are now meeting with world leaders, attending major summits, and shaping national policies. This represents a turning point where cryptocurrency is no longer viewed as an outsider sector but as a recognized force influencing the future of global economies and governance.
—
**FAQs**
*(Include relevant FAQs about the pardon, CZ’s legal history, and the implications for the crypto industry.)*
https://coinpedia.org/news/changpeng-zhao-pardon-i-met-eric-trump-once-thats-it-says-cz/
16k-Mile 2004 BMW 545i Sport
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Additionally, if you need to import the vehicle to your country, you may be liable for import-related taxes and fees.
https://bringatrailer.com/listing/2004-bmw-545i-12/
Kristen Stewart Declares “State Of Emergency” Over Hollywood’s Gender Inequality: “I’m So Angry”
As Kristen Stewart rolls out her feature directorial debut, she’s calling for more opportunities for women in filmmaking.
The Oscar nominee, whose film *The Chronology of Water* is set for a limited North American release in December, spoke openly about the challenges she faced. Stewart called out the “misogynist cacophony” she had to break through in order to make the adaptation of Lidia Yuknavitch’s book.
“In a post-Me Too moment, it seemed possible that stories made by and for women were finally getting their due, that we might be allowed or even encouraged to express ourselves and our shared experiences, all of our experiences without filter,” she said at Chanel’s 2025 Women’s Luncheon on Tuesday, according to *People*.
“But I can now attest to the bare-knuckle brawling that it takes every single frame,” Stewart added. “When the content is too dark, too taboo, when the frankness with which it serves up observations about experiences routinely experienced by women frequently provoke disgust and rejection.”
Noting she was “in a severe state of PMS today,” Stewart added, “But I relish being able to say that my nerves are close to the surface of my skin and it is a great day for that.”
“So in my hormonally activated state, let’s get further into this. It’s awkward to talk about inequality for some people, and it’s more awkward when the nature of inequality is somewhat ephemeral. We can discuss wage gaps and taxes on tampons and measure it in lots of quantifiable ways, but the violence is silencing. It’s like we’re not even supposed to be angry. But I can eat this podium with a fork and f***ing knife, I’m so angry.
“The backsliding from our brief moment of progress is statistically devastating. It is devastating. Such a pitiful number of films from the past last year have been made by women,” she said, adding: “Our business is in a state of emergency, man.
“I am thankful to you. I am not grateful to a boys club business model that pretends to want to hang out with us while siphoning our resources and belittling our true perspectives.”
Stewart concluded, “Those of us who have been lucky enough to make a movie have a responsibility to those who are yet to come.”
https://deadline.com/2025/11/kristen-stewart-state-emergency-hollywood-gender-inequality-1236608467/
36k-Mile 2002 Mercedes-Benz SL500
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https://bringatrailer.com/listing/2002-mercedes-benz-sl500-104/
Neglected kitten ignored during rain storm by owners, neighbor rescues her from the cold and considers adopting her furrever: ‘My heart breaks at the thought of that sweet little baby outside in the cold and the rain 24/7’
Cats are incredibly adaptive animals. They truly seem to have nine lives, and their nimble athleticism helps them handle almost any situation they find themselves in.
That being said, there are obvious signs when an animal is being neglected. Sometimes, when you see a parent mistreating their child, you might wonder, “Why did they even have kids?” But what can be even more confusing is witnessing someone treat their pet poorly.
Owning a cat comes with a basic level of responsibility. If an owner isn’t prepared to handle the tasks involved—such as keeping the cat indoors for its safety—then they shouldn’t get a pet at all.
Take the story below as a public service announcement against animal neglect. The protagonist is a woman who has neighbors that own several cats. They adopted a few cats, but all of them live entirely outdoors. This already raises the question: why did they adopt these cats in the first place?
After seeing one of their new kittens left outside in the rain, she decided to take the kitten in and care for it herself.
https://cheezburger.com/43054085/neglected-kitten-ignored-during-rain-storm-by-owners-neighbor-rescues-her-from-the-cold-and
Why Was Melissa Barrera From ‘Scream 7’? Here’s the Reason She Got Axed & Her Response
**Scream 7 Release Set for February 2026 Amid Controversy Surrounding Melissa Barrera’s Departure**
The highly anticipated *Scream 7* is finally slated for theatrical release in February 2026, arriving more than two years after the unexpected firing of Melissa Barrera from the project. When news of her exit broke, horror fans were shocked, with some vowing to boycott the upcoming installment. However, with original final girl Neve Campbell and fan favorites like Matthew Lillard returning to the franchise, many remain excited to see Ghostface unleash terror once again.
**Melissa Barrera’s Role in the Scream Franchise**
Melissa Barrera has appeared in two *Scream* films: 2022’s *Scream* and 2023’s *Scream VI*, portraying Samantha “Sam” Carpenter. Her character quickly became a fan favorite, making her sudden removal from *Scream 7* all the more surprising.
**Why Was Melissa Barrera Fired From Scream 7?**
Spyglass Media reportedly fired Melissa Barrera due to her public comments regarding the Israel-Hamas conflict. In one of her Instagram Stories, Melissa wrote:
*“Gaza is currently being treated like a concentration camp. Cornering everyone together, with nowhere to go, no electricity, no water. People have learnt nothing from our histories. And just like our histories, people are still silently watching it all happen. THIS IS GENOCIDE & ETHNIC CLEANSING.”*
Following the backlash, Spyglass Media released an official statement to *Variety* through a spokesperson:
*“Spyglass’ stance is unequivocally clear: We have zero tolerance for antisemitism or the incitement of hate in any form, including false references to genocide, ethnic cleansing, Holocaust distortion, or anything that flagrantly crosses the line into hate speech.”*
**Director Christopher Landon Clarifies He Did Not Fire Melissa**
Contrary to some rumors, original *Scream 7* director Christopher Landon was not responsible for Melissa’s firing. Addressing the situation on social media, Landon tweeted:
*“This is my statement: Everything sucks. Stop yelling. This was not my decision to make.”*
**Melissa Barrera’s Response to Her Firing**
Melissa addressed the controversy and her dismissal in a heartfelt message, beginning with:
*“First and foremost, I condemn Anti-Semitism and Islamophobia. I condemn hate and prejudice of any kind against any group of people.”*
She continued:
*“As a Latina, a proud Mexicana, I feel the responsibility of having a platform that allows me the privilege of being heard, and therefore, I have tried to use it to raise awareness about issues I care about and to lend my voice to those in need.”*
Melissa also emphasized the importance of human rights for all:
*“Every person on this earth regardless of religion, race, ethnicity, gender, sexual orientation or socio-economic status deserves equal human rights, dignity and, of course, freedom.”*
She added:
*“I believe a group of people are NOT their leadership, and that no governing body should be above criticism. I pray day and night for no more deaths, for no more violence, and for peaceful co-existence. I will continue to speak out for those that need it most and continue to advocate for peace and safety, for human rights and freedom. Silence is not an option for me.”*
**Why Is Jenna Ortega Not in Scream 7?**
Initial reports suggested Jenna Ortega left *Scream 7* due to scheduling conflicts with other projects, such as *Wednesday*. However, in an April 2025 interview with *The Cut*, Jenna clarified:
*“It had nothing to do with pay or scheduling. The Melissa stuff was happening, and it was all kind of falling apart.”*
She further explained that multiple key figures had exited the film:
*“Not only did filmmaker Christopher exit the film, but directors Tyler Gillett and Matt Bettinelli-Olpin also left after I stepped down.”*
Jenna summed up her decision by saying:
*“If Scream VII wasn’t going to be with that team of directors and those people I fell in love with, then it didn’t seem like the right move for me in my career at the time.”*
—
The *Scream* franchise is undoubtedly navigating a turbulent chapter, but with iconic faces returning and fans eagerly awaiting its release, February 2026 promises an intense and thrilling comeback for Ghostface.
https://hollywoodlife.com/feature/why-was-melissa-barrera-fired-scream-7-5483207/
Mayor Woodfin: Birmingham Has ‘Moral Obligation’ to Assist Those Who Lose SNAP Benefits
By Sym Posey | The Birmingham Times
As part of an extensive plan to assist elders, children, and families, Birmingham Mayor Randall L. Woodfin on Thursday asked the City Council to commit $1 million to support households at risk of losing November SNAP benefits due to the federal government shutdown.
Woodfin spoke during a City Hall press conference, flanked by City Councilors including President Wardine Alexander; Drew Langloh, President of the United Way of Central Alabama; faith leaders; non-profit executives; and others.
“We are taking immediate action because we have a moral obligation to take care of the general welfare of our residents,” Woodfin said. “Our focus is on getting help directly to the people who need it most—whatever it takes to keep folks fed and families whole.”
Nearly 23,000 Birmingham households—one in four—rely on SNAP to keep food on the table, Woodfin noted. “On Nov. 1, those families could wake up with nothing because Washington shut the government down.”
Unless the federal government shutdown is ended, benefits under the Supplemental Nutrition Assistance Program will cease. SNAP is the nation’s largest anti-hunger program, serving nearly 42 million people nationwide.
The mayor’s comprehensive three-part plan to help families that could lose benefits includes:
1. **Securing Funding:** Mayor Woodfin will ask the council on Tuesday to commit $1 million to provide supplemental nutrition assistance for the month of November, aiming to replace at least a portion of lost benefits for Birmingham households affected by the shutdown.
2. **Community Food Drive:** Launching a food drive from Monday, Nov. 3, through Thursday, Nov. 6, at Christian Service Mission, 3600 3rd Ave. South. Drop-off hours will be 7:30 a.m. to 4 p.m.
3. **Connecting Residents to Services:** Coordinating with local partners to serve as an information hub, helping residents access additional wraparound services and assistance programs during this period.
Residents can monitor updates at [birminghamal.gov/bhamready](https://www.birminghamal.gov/bhamready).
“At its core, we all believe the role of the government is simple: to protect and care for its people,” said Council President Wardine Alexander. “When federal leadership cannot ensure these programs are fully funded, it falls on us at the local level to take up that responsibility.”
Tracy Hipps, Executive Director of Christian Service Mission, emphasized community involvement. “The greatest commandment that we can live out is to love our neighbor,” he said. “If you have a neighbor in need, help them. Don’t wait on the city, don’t wait on anybody else—you help them. That’s our responsibility. Live out the gospel every day.”
Individuals and organizations interested in supporting the response effort are encouraged to email **BHAMready@birminghamal.gov**. Messages should include the sender’s name, organization, phone number, and any commitments or questions. City staff will respond promptly.
For more information and updates regarding this initiative, visit [www.birminghamal.gov/bhamready](https://www.birminghamal.gov/bhamready). For up-to-the-minute non-emergency updates, text **BHAMREADY** to **38276**.
https://www.birminghamtimes.com/2025/10/woodfin-birmingham-has-moral-obligation-to-assist-those-who-lose-snap-benefits/