Tag Archives: infrastructure

Visa Tests On-Chain Stablecoin Payouts for the Creator and Freelance Economy

Visa Introduces Stablecoin Payout Pilot to Simplify Payments for Businesses and Digital Creators

Visa, the global payments technology company founded in 1958, has launched an innovative stablecoin payout pilot designed to streamline payments for businesses, digital creators, freelancers, and gig workers. This new initiative enables businesses to send USD-backed stablecoin payouts directly to digital wallets, aiming to make transactions faster, more flexible, and accessible across borders.

Announced at Web Summit, the pilot program allows businesses using Visa Direct to fund payouts in traditional fiat currency. Recipients then have the option to receive their payments in USD-backed stablecoins such as USDC. This approach is especially beneficial for workers in markets grappling with currency volatility or limited banking infrastructure, providing them with greater control and reliability over how they receive funds.

Chris Newkirk, President of Commercial & Money Movement Solutions at Visa, explained the vision behind the rollout:
“Launching stablecoin payouts is about enabling truly universal access to money in minutes, not days, for anyone, anywhere in the world. Whether it’s a creator building a digital brand, a business reaching new global markets, or a freelancer working across borders, everyone benefits from faster, more flexible money movement.”

Supporting the Growing Creator Economy

Visa’s 2025 Economy Report sheds light on the challenges and priorities faced by the burgeoning creator economy. The report found that 26% of creators experienced negative impacts on content production due to payment delays, underscoring how timing can directly influence productivity and revenue streams. Additionally, 30% of respondents expressed a desire for card features that provide faster access to their earned funds, while 57% identified instant access to funds as their primary motivation for adopting digital payment methods.

Expanding Stablecoin-Powered Payments with Visa Direct

Furthering its exploration into stablecoin-powered solutions, Visa Direct launched a pilot program at SIBOS in September. This program enables businesses to pre-fund payouts using stablecoins, thereby increasing financial accessibility for Visa’s corporate clients and consumers worldwide.

Visa’s Growing Crypto and Stablecoin Footprint

As part of its broader digital assets strategy, Visa recently announced the expansion of its settlement infrastructure to support four new stablecoins across four blockchains: Stellar (XLM), Avalanche (AVAX), Ethereum (ETH), and Solana (SOL).

Since 2020, Visa’s platform has processed over $140 billion in crypto and stablecoin flows, including $100 billion in digital asset purchases and $35 billion in on-chain spending via Visa credentials. The company currently supports leading stablecoins such as USDC and Circle’s euro-backed EURC. Visa operates more than 130 stablecoin-linked card programs across 40 countries, maintaining an annualized settlement run rate exceeding $2.5 billion.

Strategic Partnerships and Market Position

Visa’s expansion plans include partnerships with key stablecoin issuers like Paxos, which facilitated the integration of PayPal’s digital dollar token (PYUSD) into Visa’s ecosystem in July. These collaborations position Visa to capitalize on the growing demand for programmable money, particularly in regions with limited access to traditional banking infrastructure.

The stablecoin market continues to mature, currently boasting a combined market capitalization of approximately $305.3 billion, despite a recent slight seven-day decline of $748 million. Tether (USDT) remains the dominant player, controlling over 60% of the total market.

With this stablecoin payout pilot and continued investments in digital asset infrastructure, Visa is demonstrating its commitment to enhancing global payment systems and supporting the evolving needs of businesses and creators worldwide.
https://bitcoinethereumnews.com/tech/visa-tests-on-chain-stablecoin-payouts-for-the-creator-and-freelance-economy/

Some States Could See Meteor Shower, Northern Lights at Same Time Wednesday

**Rare Celestial Show: Taurid Meteor Shower and Northern Lights May Appear Simultaneously Across Dozens of U.S. States**

*Wednesday night offers a unique astronomical event as viewers across many states could witness both the Taurid meteor shower and the Northern Lights—also known as the aurora borealis—potentially visible as far south as Alabama.*

### Why This Matters

The sky over the United States on Wednesday night presents a rare opportunity: the potential to see the aurora borealis at unusually low latitudes alongside the peak of the Taurid meteor shower. This exceptional event is driven by a severe geomagnetic storm caused by recent solar activity, setting the stage for millions to witness light displays typically reserved for northern regions.

According to the National Oceanic and Atmospheric Administration (NOAA), “While not unprecedented, it is quite unusual for the aurora to be visible at these low latitudes, probably only occurring once or twice per solar cycle.” The solar activity responsible involves Coronal Mass Ejections (CMEs) — bursts of solar wind and magnetic fields that can produce bright auroras and, in rare instances, push the northern lights far from the polar circles.

### Best Viewing Times and Conditions

Experts suggest the ideal window to witness the northern lights is between 10 p.m. and 2 a.m. local time. For the best experience, viewers should find dark, open areas away from city lights. Using long-exposure photography or smartphone cameras may help capture auroral colors and patterns invisible to the naked eye.

Adding to the spectacle, the Taurid meteor shower will peak Wednesday night, promising extra brilliance. Known for producing slow-moving fireballs, the Taurids are easier to spot even in areas with light pollution.

### States With the Highest Likelihood to See the Northern Lights

Based on NOAA forecasts and multiple reports, the following states have the highest probability of aurora visibility on Wednesday night:

– Alaska
– Washington
– Oregon
– Idaho
– Montana
– North Dakota
– South Dakota
– Minnesota
– Wisconsin
– Nebraska
– Michigan
– Illinois
– Iowa
– New York
– Maine
– Vermont
– New Hampshire
– Wyoming

Other states with possible, though lower, chances—especially under favorable conditions—include parts of:

– Nebraska
– Indiana
– Ohio
– Pennsylvania
– Massachusetts
– Colorado

Occasionally, during the strongest geomagnetic storm periods, the aurora may reach as far south as Alabama, California, Texas, Kentucky, and Virginia.

*Note:* Cloudy skies may hinder viewing efforts, so skywatchers are encouraged to check local weather forecasts before venturing out.

### Taurid Meteor Shower: What to Expect

The Taurid meteor shower peaks Wednesday night and is visible across the entire United States. It is famous for slow, bright meteors, sometimes called fireballs. This year, viewing conditions are especially favorable because the shower coincides with a last-quarter moon, resulting in darker skies.

The best time to observe Taurids runs from late evening through the pre-dawn hours, increasing your chances of catching a spectacular meteor streak across the sky.

### What Experts Are Saying

A spokesperson from the Space Weather Prediction Center (SWPC) told *Newsweek*:
“We don’t have any specific details on the Taurid meteor shower, but its activity peaks November 11-12. Some folks may be able to see both aurora and meteor showers tonight, assuming skies are favorable [clear].”

On social media platform X, the SWPC posted:
“G3 geomagnetic conditions are currently observed. G4 conditions with a chance for higher levels remain possible as another CME is expected to arrive midday (EST).”

Senior meteorologist Matthew Cappucci of MyRadarWX shared on X:
“A SEVERE (G4) or EXTREME (G5) geomagnetic storm remains POSSIBLE TONIGHT, Wednesday, November 12, 2025. Make plans now to hunt for the aurora borealis with your loved ones! This depends on the timing of the ‘grand finale’ CME, a magnetic shockwave. If it arrives too early, we might only catch the tail end of the storm at night. You could also witness a rogue Taurid meteor! The meteor shower doesn’t produce many meteors, but some sporadic, bright shooting stars may appear.”

### What to Do Next

For those eager to experience this extraordinary celestial event, keep an eye on updated weather and geomagnetic forecasts. Seek out dark, open locations far from artificial lights to enhance your viewing experience.

This convergence of the Taurid meteor shower and the Northern Lights offers a rare chance to witness two of nature’s most striking sky phenomena simultaneously.

### Impact on Technology

While this geomagnetic activity creates incredible viewing opportunities, it can also affect radio communications, GPS, and satellite operations. Although widespread disruptions are not guaranteed, observers and infrastructure managers should monitor updates from SWPC and local meteorological offices to stay informed.

Stay tuned and clear skies!
https://www.newsweek.com/some-states-could-see-meteor-shower-northern-lights-at-same-time-wednesday-11035647

FANZO enters U.S. market by acquiring The Sports TV Guide

**FANZO Expands into the U.S. Market with Acquisition of The Sports TV Guide**

LOS ANGELES — FANZO, the global sports bar finder and fan engagement platform, has taken a major step into the United States by acquiring The Sports TV Guide, a well-established communications channel for American sports bars and restaurants.

The London-based company announced the deal on Thursday, gaining direct access to The Sports TV Guide’s extensive nationwide network of bar and restaurant operators. This acquisition accelerates FANZO’s mission to transform how fans discover venues and engage with live sports outside the home, while providing the platform with a built-in customer base and brand credibility cultivated over more than two decades.

Since its launch, FANZO has raised $8.2 million and attracted over 6 million users in 2025. Today, more than 40,000 venues worldwide use the platform, which offers location-based sports discovery, fan engagement tools, and audience analytics.

For years, The Sports TV Guide has been a primary communication channel to thousands of U.S. venue decision-makers, including national hospitality chains such as Buffalo Wild Wings, Applebee’s, Twin Peaks, and TGI Fridays. FANZO plans to begin migrating these operators onto its international platform, melding strong local relationships with its global technology infrastructure.

“With this acquisition, we now have both the infrastructure and vision to bring a new era of fan engagement to the American sports bars market,” said FANZO co-founder Leo MacLehose. “Our goal is to unlock previously untapped value through measurable, authentic connections between fans, venues, brands, and rights holders.”

Andrew Jaffe, founder of The Sports TV Guide, described the move as a natural progression. “Joining forces with FANZO marks a powerful next chapter,” Jaffe said. “We’ve spent more than two decades building trusted relationships with venues across the U.S., and FANZO brings the technology and global vision to elevate that work.”

The United States represents a significant opportunity for FANZO. An estimated 153 million American fans watch sports in bars, restaurants, and pubs, yet no centralized platform currently links these fans with venues and brand partners at scale.

FANZO already operates in the U.K., France, Ireland, Germany, Australia, and New Zealand, collaborating with leading sports and media partners such as UEFA, World Rugby, Canal+, TNT, Diageo, Anheuser-Busch, and Joe Hand Promotions.

Lucien Boyer, founding partner at Inspiring Sport Capital, highlighted the strategic timing of FANZO’s U.S. expansion. “This is the perfect time for FANZO to enter the U.S. market, with the FIFA World Cup this summer and the Los Angeles Olympics in 2028,” Boyer said. “We are excited to welcome The Sports TV Guide team and support FANZO’s growth.”

This acquisition positions FANZO to become the premier platform connecting sports fans, venues, and brands across the United States, ushering in a new era of fan engagement at live sports venues nationwide.
https://www.thesportingtribune.com/2025/11/10/fanzo-enters-us-market

Risk assessment must evolve to navigate digital asset M&A

When a company acquires or merges with a digital asset business, they’re not just acquiring people, products, and intellectual property—they’re acquiring every onchain transaction that has ever occurred on that technology stack. These touchpoints could range from the mundane to high risk; from routine operational activity to exposure to sanctioned entities or opaque fund flows.

As traditional finance and digital asset markets continue to converge, mergers and acquisitions are gathering pace in both directions. Notable examples include Stripe’s $1.1 billion acquisition of crypto infrastructure company Bridge, and Ripple’s $1.25 billion purchase of prime brokerage Hidden Road. In 2024 alone, digital asset M&A volumes reached $15.8 billion, an incredible surge from just $1 billion in 2019.

In this converging market, digital footprints on the blockchain aren’t just background noise—they’re risk signals. Without proper onchain analysis, they can quickly become potential liabilities. Legacy frameworks, which focus on balance sheets, market position, leadership, and reputation factors, remain essential but don’t tell the whole story.

Without integrating traditional risk assessments with onchain data, businesses operate with an incomplete picture. This can be detrimental not just for the deal but also for wider trust and stability in the industry, especially when products are being developed at the nexus of fiat and crypto. That’s why today’s M&A deals require an evolved risk assessment.

### Onchain Data Is the Layer of Truth

Traditional risk assessments start with the fundamentals: order book depth, workforce structure and leadership stability, treasury and reserve transparency and reputation, as well as regulatory compliance—all central to traditional deal-making. However, this process alone is no longer sufficient for digital asset M&A.

Analyzing and understanding onchain data in combination with conventional methods is the only way to reveal certain risk pockets and operational red flags. In short, reconciling onchain insights with off-chain data is essential.

Consider this scenario: an assessment of a digital asset firm may pass standard reputational due diligence, with traditional compliance checks revealing no direct exposure to sanctioned jurisdictions or entities. These checks don’t account for the blockchain transactions’ decentralized or pseudonymous nature and may have no visibility into wallet transactions or previous DeFi activity.

Critical risks can be missed without integrating and analyzing onchain data. Historical transactions with high-risk wallets or protocols can indicate reputational and legal red flags. Mixers, for example, can be used as obfuscation tools to conceal the origin and destination of funds.

Further onchain analysis may uncover repeated treasury interactions with wallets tied to darknet marketplaces offering stolen data, money laundering services, or tools to conduct fraud. These onchain indicators represent more than compliance oversights; they introduce tangible reputational, financial, and legal risk, including potential penalties from regulators and other agencies.

This is just one example. Other onchain risk indicators can range from overexposure to a specific token to illiquid or highly concentrated positions, as seen with the collapse of crypto lender Celsius. Risks can also extend to unreliable technical infrastructure that could challenge future integrations.

Governance structure matters too. Onchain voting data can reveal which actors in an ecosystem truly direct and make decisions about the blockchain, further informing actual ownership and corporate structure.

### The Limits of Onchain Data Alone

Despite its apparent benefits, onchain data alone can miss critical off-chain exposures. In 2022, FTX appeared healthy. Blockchain data could have flagged certain risks like low liquidity in its token FTT, or the movement of large sums between FTX and Alameda Research. Still, it wouldn’t have revealed the core fraud—the commingling of customer funds by Sam Bankman-Fried and the false claim of solvency.

### Moving Toward a Hybrid, Holistic Approach

To understand the risks and opportunities in a digital asset M&A, off-chain data must supplement onchain risk signals to achieve a flexible and evolved risk management framework. This is the only way to adequately equip businesses to assess and identify risks originating from M&As.

Most importantly, this hybrid approach doesn’t replace legacy frameworks—it enhances them. A recent EY report found that 83% of institutional investors plan to increase allocations to digital assets. With that level of interest comes greater pressure to apply rigorous, fit-for-purpose oversight.

Data-first due diligence, combining onchain and off-chain signals, will be essential for assessing counterparties, managing integration, and safeguarding long-term value.

Trust remains the linchpin of successful M&A. Blockchain, with its immutable trails, is a powerful tool for building, confirming, and maintaining this trust. But this can only be achieved if the right data is being used and the right questions are being asked.

The future of finance depends on our ability to bridge old and new systems. That means evolving how we see and manage risks—meeting transparency with intelligence.
https://bitcoinethereumnews.com/tech/risk-assessment-must-evolve-to-navigate-digital-asset-ma/

In Spite Of What The IEA Says Let Hydropower Be Forgotten

While I appreciate the work of the International Energy Agency (IEA) and often use their data in my analysis, I must respectfully disagree in the strongest terms with the Executive Director and his views on hydropower.

In his commentary, “Hydropower is still ‘the forgotten giant of electricity’ and that needs to change,” Executive Director Fatih Birol begins by reflecting on a report the IEA released four years ago. That report lamented the exclusion of hydro in conversations about expanding energy infrastructure and provided steps to remedy this supposed problem.

For those of us with firsthand experience of the devastation caused by hydropower dams, the points he glosses over so generally are, in fact, the primary causes of concern and deserve more attention.

With all respect to the Executive Director, I hope that in another four years’ time hydropower will indeed be the forgotten giant of electricity.

I’ve been a conservationist for decades and have direct experience in development. Working on the ground has given me a perspective that I fear the Executive Director lacks.

Not until the last paragraph of his commentary does he mention sustainability—and when he does, it’s only two sentences. He discusses sustainability mainly as a public perception problem that must be addressed, not as a real issue in itself.

Fluctuating rain conditions due to climate change are mentioned, but there is no acknowledgment of the deforestation caused by dams, nor the rainfall fluctuations caused by this deforestation.

It’s easy to say that sustainability must be prioritized when building dam projects, but what does this mean in practice? Dams cause devastation wherever they’re built, and to call them clean energy is categorically incorrect. Future reforms in energy policy will surely address this error.

In tropical countries with dwindling forests, these dams directly destroy large swaths of forest and replace them with methane-spewing reservoirs, turning carbon sinks into carbon emitters.

An important point of distinction where I agree with the Executive Director is Pumped Storage Hydropower (PSH).

For storing energy while keeping our forests intact, I advocate for the targeted use of Pumped Storage Hydropower. We can use gravity and potential energy to build giant water batteries and keep rare minerals for other applications.

While PSH does require some space, it’s not as inherently damaging to forests as traditional hydropower dams.

We should decouple them mentally because, besides water, they have little in common.

Pumped Storage Hydropower is an energy storage system that continues to be proven useful, whereas hydropower dams are outdated and dangerous forms of generating electricity that serve no useful purpose.

PSH has been around for over a century and is well established.

I’m proposing that we continue to use PSH for storage in conjunction with clean variable energy sources like wind and solar so that we can phase out the destructive hydroelectric dams that have been a scourge to developing countries.

In spite of what the Executive Director claims, hydro projects do not bring equitable or sustainable economic development.

Hydropower dams and their reservoirs destroy thousands of hectares of forest. They turn carbon sinks into carbon emitters in tropical countries, as continued research shows.

This deforestation has a compounding effect that’s directly caused by forest destruction—the effect on rainfall and water scarcity.

Without forests to bring in, capture, and then release this rainfall, inland areas are subjected to droughts and torrents.

The depletion of regional rainfall has been observed in deforested areas, and dams have witnessed the impacts of this dryness on their productivity. Some have closed, and many now have significantly reduced capacity.

As a method of generating power or storing water for irrigation, traditional hydropower dams are self-defeating.

On the other hand, pumped storage hydro provides around 90% of global long-duration energy storage capacity and has been fit for purpose since 1907.

The smart use of pumped storage hydro can have a place in our future energy landscape.

Traditional hydropower dams do not have a place in our net-zero-by-2050 future.
https://bitcoinethereumnews.com/finance/in-spite-of-what-the-iea-says-let-hydropower-be-forgotten/

Dogecoin Price Prediction: AI Trading Bots Explode as DeepSnitch AI Network Ships Tools With 100x Potential

**AI-Powered Trading Bots Are Flooding Crypto Markets: What Traders Need to Know**

AI trading bots are rapidly infiltrating crypto markets, stirring excitement and caution among traders eager to automate strategies. While these tools promise to revolutionize trading, experts warn that most fail to outperform market benchmarks in real-world scenarios. As regulatory pressure mounts, the EU is considering delaying its AI Act rollout, giving AI projects—including those fueling crypto innovation—additional breathing room.

## AI Bots Surge, But Experts Urge Caution

AI trading tools are catching the crypto world’s attention, but there’s a growing disconnect between trader expectations and actual results. Brett Singer from Glassnode emphasizes that the primary advantage of these bots isn’t magical profit-making predictions, but sheer data-processing speed. Advanced models can sift through massive databases and shape trading strategies in days. However, in real market conditions, most bots still falter in beating the market.

Meanwhile, the European Commission is considering a simplification package for its AI Act, which could grant generative AI providers a one-year grace period before fines apply. This move, pressured by US Big Tech firms, raises concerns that stringent regulation could stifle crypto innovation in Europe.

Recent security incidents have further highlighted the importance of robust infrastructure. After the Bybit hack in February—where over $1.5 billion in Ethereum was stolen—Ethereum rearchitected its systems to combat threats stemming from smart contract vulnerabilities and sophisticated social engineering attacks. The need for effective AI tools and security solutions is higher than ever; most generic bots and weak infrastructure still fail to deliver reliable market advantages.

## Meme Coin Momentum: Dogecoin and Pepe Price Outlook

### Dogecoin Price Prediction

Dogecoin (DOGE) continues to attract attention as a meme-fueled token with undeniable brand power. Currently trading just below $0.18, DOGE is up about 9% since November 6th, with daily trading volume near $3 billion. Technical models suggest the price could climb toward $0.19 by early December, a potential 13% gain. The Relative Strength Index (RSI) is near 33, indicating DOGE is close to oversold territory, yet sentiment remains cautious with the Fear & Greed Index at “Extreme Fear” (24).

Dogecoin’s upside is largely sentiment-driven, tied closely to Elon Musk’s involvement and its vibrant meme community. Despite its stability, DOGE’s enormous market cap can constrain explosive growth. The coin remains more of a sentiment play than a utility asset, with its medium- and long-term future dependent on internet culture and ongoing high-profile endorsements.

### Pepe Price Prediction

Pepe (PEPE) is priced around $0.000006, having jumped nearly 11% in the past 24 hours. That said, technical indicators are flashing bearish signals—Extreme Fear at 24, with forecasts predicting a drop of over 25% to around $0.000004 by December 7th. PEPE has shown significant volatility: about 47% green days in the last month, with a 30-day range between $0.000005 and $0.000010.

Looking ahead to 2025, forecasts suggest PEPE could remain stuck between $0.000004 and $0.000006, likely averaging a 5% loss from current levels. The coin’s appeal lies in its volatility and meme status, offering short-term trading opportunities but lacking real utility.

## DeepSnitch AI: A New Class of Crypto Intelligence

While most AI trading bots are little more than repurposed chatbots, DeepSnitch AI sets itself apart. It features five unique agents (“snitches”) built by expert on-chain analysts to tackle retail trading’s biggest pain points:

– **SnitchScan:** Reviews tokens for safety based on on-chain metrics, contract age, liquidity locks, and rug-pull indicators.
– **SnitchCast:** Delivers real-time insights from top alpha channels directly to Telegram.
– **AuditSnitch:** Conducts instant contract audits to flag risks often missed by retail traders.
– **SnitchFeed:** Handles real-time whale tracking and market sentiment analysis.

DeepSnitch AI is operational—these are not just theoretical tools or vaporware promises. With a $504K raise and a live network, it’s actively addressing the information asymmetry that typically leaves retail investors trailing behind whales.

The recent Bybit hack showcased the devastating impact of security gaps, and DeepSnitch AI’s contract audit features directly help prevent similar scenarios.

Most bots struggle to adapt to changing market conditions, but DeepSnitch’s specialized agents provide the flexibility and intelligence needed to keep traders ahead of the curve. It’s also priced attractively at $0.02200 per token, offering a low starting point for potential upside.

## Why DeepSnitch AI Stands Out

Experts continue to warn: AI bots aren’t money printers. However, intelligence platforms that can surface actionable information faster than competitors do offer significant advantages. For example, Dogecoin recently surged 9% in 24 hours because traders reacted quickly to signals—signals DeepSnitch makes accessible to all, not just whales with custom dashboards.

While meme coins like DOGE and PEPE capture headlines and wild price swings, DeepSnitch AI brings credibility, utility, and long-term potential to the table. Its working product and audited contracts give it more room to run compared to speculative meme tokens.

## Verdict: Hype vs. Utility

Meme coins like PEPE and DOGE will continue to fuel short-term volatility and momentum trades. However, neither offers the utility or groundwork needed to justify 100x returns from current valuations. In contrast, DeepSnitch AI provides meaningful utility for traders, addressing real market problems and closing the information gap that has long favored whales and insiders.

Visit the [DeepSnitch AI website](#) to join the presale, and follow their [X (Twitter)](#) and [Telegram](#) channels for the latest updates.

## FAQs

**What is the Dogecoin price prediction for December 2025?**
Technical forecasts suggest DOGE could rise to around $0.19 by December 7th, reflecting a roughly 13% gain from current levels. However, sentiment remains bearish, so further upside depends on renewed buying pressure.

**Why is DeepSnitch AI better than standard AI trading bots?**
Most bots are generic chatbots ill-equipped for real market conditions. DeepSnitch AI provides five specialized agents for crypto surveillance—whale tracking, contract audits, and alpha aggregation—offering superior intelligence tools built for crypto markets.

**Can PEPE reach $0.00001 in 2025?**
Current forecasts predict PEPE will drop over 25% to around $0.000004 by December 7th, so a move to $0.00001 seems unlikely without a major catalyst. For greater upside, consider projects like DeepSnitch AI, priced at $0.02200 in Stage 2.

*Disclaimer: This article is for informational purposes only and does not constitute financial advice. Conduct your own research before investing in any cryptocurrency or AI-based trading platform.*
https://bitcoinethereumnews.com/tech/dogecoin-price-prediction-ai-trading-bots-explode-as-deepsnitch-ai-network-ships-tools-with-100x-potential/

ETH2 Beacon Deposit Contract Now Controls 60% Of All Ethereum: Arkham

**Arkham Intelligence Reveals Ethereum’s Largest ETH Holders: Staking Contract Leads the Pack**

New on-chain research from Arkham Intelligence this week reveals that the wallet address holding the most ETH today is neither an individual, nor an exchange, nor an ETF issuer—but the staking contract that secures the Ethereum network.

According to Arkham, the ETH2 Beacon Deposit Contract currently holds more than 72.4 million ETH, worth around $252 billion at current market prices. This staggering amount represents approximately 60% of Ethereum’s total supply, underscoring the critical role of staking in the network’s security and operation.

### Largest Individual ETH Holders

In terms of individual ownership, the research confirms that the largest known individual holder of ETH is Rain Lohmus, the founder of the Estonian bank LHV. Lohmus purchased 250,000 ETH in the 2014 presale for roughly $75,000. Today, those coins would be worth approximately $871 million. However, he no longer has access to them as he lost the private keys years ago.

The second largest identifiable individual holder is Ethereum co-founder Vitalik Buterin, who currently holds around 240,000 ETH. This amount is valued at about $840 million.

### Institutional Holders and Exchanges

Beyond individuals, centralized exchanges and institutional entities collectively control some of the largest ETH pools:

– **Binance** holds approximately 4.09 million ETH.
– **BlackRock**, the asset manager, owns around 3.94 million ETH, primarily associated with its iShares Ethereum Trust ETF.
– **Coinbase** follows closely, with around 3.5 million ETH spread across multiple addresses, including cold wallets and staking reserves for its cbETH staking token.
– **Bitfinex** also appears among the top institutional holders.

### Government Seized Funds and Stolen ETH

Arkham’s research also highlights government holdings. For example, the United States government controls about 60,000 ETH, mainly consisting of seized criminal funds. These include funds from the Potapenko/Turogin case and seizures related to the Bitfinex hacker incident.

High-profile hacker wallets remain significant holders as well. Notably, the wallet controlled by the Gatecoin exploiter still holds more than 156,000 ETH stolen back in 2016.

### Wrapped Ether (WETH) and Layer-2 Bridges

On the infrastructure side, the Wrapped Ether (WETH) contract holds over 2.2 million ETH. This supply represents WETH minted to make ETH compatible with the ERC-20 token standard.

Native Layer-2 bridges also account for substantial locked ETH balances:

– Arbitrum’s native bridge has approximately 833,000 ETH deposited.
– Base’s bridge holds around 723,000 ETH.

### Summary

Overall, the latest on-chain data from Arkham Intelligence identifies staking contracts, exchanges, ETF issuers, bridges, and custody platforms as the largest known entities holding Ether today. These insights provide a clearer picture of Ethereum’s distribution landscape and the key players supporting its ecosystem.
https://bitcoinethereumnews.com/ethereum/eth2-beacon-deposit-contract-now-controls-60-of-all-ethereum-arkham/

Lloyds Banking Group plc (LYG) Discusses Digital and AI Strategy, Infrastructure Enhancements, and Future Opportunities – Slideshow

**Lloyds Banking Group plc (LYG) Discusses Digital and AI Strategy, Infrastructure Enhancements, and Future Opportunities**

The following slide deck was published by Lloyds Banking Group plc in conjunction with their recent event, highlighting key aspects of their digital and artificial intelligence strategy, infrastructure improvements, and future growth opportunities.

This article was prepared by the Seeking Alpha Transcripts team, who oversee the development of all transcript-related projects on our platform. We currently publish thousands of quarterly earnings call transcripts each quarter and continue to expand our coverage to better serve our readers.

The purpose of this profile is to keep you informed about the latest transcript-related developments from Seeking Alpha.

Thank you for your continued support.

— The Seeking Alpha Transcripts Team

*Comments*
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https://seekingalpha.com/article/4840836-lloyds-banking-group-plc-lyg-discusses-digital-and-ai-strategy-infrastructure-enhancements?source=feed_all_articles

Next 100x Cryptos in 2025? BullZilla ($BZIL), XRP, and Solana (SOL) Are Powering the Bull Run Ahead

**Explore BullZilla, XRP, and Solana: The Next 100x Cryptos in 2025 with Massive ROI and Bullish Market Momentum**

They say laughter is the best hedge against volatility, especially when portfolios swing wildly on crypto’s roller coaster. As 2025 unfolds, XRP and Solana dominate headlines with groundbreaking partnerships and massive institutional inflows shaking global sentiment.

Bitcoin ETFs continue attracting record liquidity, while Federal Reserve rate-cut optimism and easing regulations add renewed strength to the digital economy. These catalysts are restoring investor confidence and sparking a wave of accumulation across exchanges. The bulls appear to be waking again, setting the stage for a potentially explosive and opportunity-filled year ahead.

But amid this renewed excitement, one presale is quickly becoming the center of investor attention. BullZilla (ZIL), a meme-inspired yet utility-rich project, is drawing comparisons to early Shiba Inu and Dogecoin moments. Now widely discussed among the next 100x cryptos in 2025, its ecosystem blends staking rewards, structured burn mechanisms, and progressive stage-based ROI that reward early buyers.

This fusion of fun and function has captured serious capital, marking BullZilla as a top contender to lead the next bull rally before listings ignite widespread market momentum.

### Grab Millions Of ZIL Tokens Before The 2.87% Price Surge – Don’t Miss This Wave!

### XRP Jumps 4% As Analysts Predict $10 Target By End Of 2025

XRP surged 4% to $2.33 after enduring weeks of selling pressure, driven by Ripple’s new partnership with Mastercard to pilot the RLUSD stablecoin on the XRP Ledger. The collaboration showcases rising institutional trust in Ripple’s payment infrastructure.

Analyst Steph Crypto predicts a rally toward $10 by late 2025, fueled by potential U.S. quantitative easing and revived liquidity. Historical data supports this optimism, as XRP climbed from $0.10 to $1.70 during 2020’s stimulus wave.

With legal clarity restored, XRP’s outlook is strong, though breakout potential now shifts toward presale innovators like BullZilla.

#### Frequently Asked Questions about XRP

**What drives XRP’s price growth recently?**
XRP’s recent rise is driven by Ripple’s partnership with Mastercard, renewed institutional inflows, and market optimism surrounding stablecoin development on the XRP Ledger. These developments reinforce Ripple’s expanding role in cross-border finance.

**Can XRP realistically hit $10 by 2025?**
Analysts suggest $10 is possible if macroeconomic conditions favor liquidity expansion, ETFs attract institutional exposure, and Ripple continues global adoption. Sustained utility growth and regulatory clarity are key factors for long-term upside.

### BullZilla (ZIL): The Next 100x Crypto in 2025

BullZilla (ZIL) dominates conversations around the most promising meme coins merging real-world utility with massive growth potential. Now in Stage 9, “Bullish By Nature,” the presale is priced at $0.00023239 in Phase 3, surpassing $1 million raised with 3,500+ holders and 31 billion tokens sold.

Offering a 2,168.34% ROI to its $0.00527 listing and 3,941.56% early ROI potential, it’s gaining serious traction. With a +2.87% increase approaching in Stage 9D, BullZilla’s innovative ecosystem — featuring staking, referrals, and token burns — continues fueling scarcity, transparency, and lasting investor confidence before its highly anticipated launch.

#### $2,000 Investment Scenario: The Roar of ROI Potential

A $2,000 investment in BullZilla (ZIL) today secures over 8.6 million tokens at current presale rates, offering enormous upside potential. If it reaches the projected listing price of $0.00527, that same investment could exceed $45,000 in value.

These gains demonstrate why many analysts consider BullZilla among the next 100x cryptos in 2025. With Stage 9D’s 2.87% price rise approaching, timing becomes critical.

Its steady growth, Ethereum-backed infrastructure, and transparent tokenomics position BullZilla as a powerful, long-term addition to portfolios targeting explosive yet sustainable crypto opportunities.

#### How to Join the BullZilla Presale

To join the BullZilla presale:

1. Set up a Web3 wallet like MetaMask or Trust Wallet.
2. Purchase ETH from a trusted exchange such as Binance or Coinbase.
3. Transfer ETH to your wallet.
4. Visit the official BullZilla presale page, connect your wallet, and swap your ETH for ZIL tokens.

These tokens remain securely locked until launch, with clear vesting schedules displayed on the dashboard. This process ensures transparency, simplicity, and full control for both new and experienced investors looking to join early and maximize potential returns safely.

#### Frequently Asked Questions about BullZilla

**What is the current BullZilla Presale price?**
BullZilla’s current presale price is $0.00023239 at Stage 9C, with an upcoming increase to $0.00023906. Early participants secure lower entry costs before Stage 10 pushes the price further.

**What’s the BullZilla Presale price prediction?**
Analysts expect BullZilla to reach its listing price of $0.00527, representing over 2,100% ROI. Continued community growth and burn events could drive even higher valuation post-launch.

**Will BullZilla Presale be listed on Coinbase?**
While Coinbase listing isn’t confirmed, BullZilla’s momentum and Ethereum-based architecture make it a potential candidate for tier-1 exchange listings after its official launch.

### Solana Eyes $500–$1,000 As Institutional Inflows Power Breakout Potential

Solana surged to $159.22 after a $417 million inflow into the Bitwise SOL Staking ETF (BSOL). The ETF ranked 16th among all funds and outperformed Bitcoin and Ethereum for weekly inflows, highlighting Wall Street’s growing interest.

Analysts are watching for a break above $175 that could catapult SOL toward $500 or even $1,000. Meanwhile, its $10.3 billion DeFi TVL and institutional growth cement its position as a market pillar.

Despite its momentum, some traders see Solana as a mature asset rather than a hyper-growth play. It anchors portfolios with stability, but the explosive returns now emerge from presales like BullZilla, where stage-based pricing and scarcity mechanics multiply ROI potential for early buyers.

#### Frequently Asked Questions about Solana

**What fuels Solana’s current growth?**
Strong ETF inflows, institutional adoption, and expanding DeFi TVL are key drivers. Wall Street’s exposure through Bitwise’s SOL ETF has boosted confidence and long-term investment interest.

**Can Solana reach $1,000 by 2025?**
If institutional inflows continue and on-chain metrics improve, analysts see $1,000 as possible. However, sustained momentum and macro conditions must remain favorable to support such growth.

### Conclusion

XRP’s accelerating partnerships and Solana’s ETF-driven breakout capture a wider revival across global crypto markets. Both ecosystems are proving their resilience, showing that reliability and innovation can coexist in 2025’s bullish atmosphere.

Institutional interest, expanding DeFi integrations, and supportive macro trends are reinforcing investor confidence. As liquidity deepens and regulations become clearer, these projects offer the dependable fundamentals investors crave amid volatility. Their track records of performance and ecosystem strength make XRP and Solana essential pillars of the digital-asset space heading into the next major growth cycle.

However, BullZilla’s ongoing presale highlights why new and innovative projects are dominating ROI conversations among the next 100x cryptos in 2025. With an impressive 2,168.34% ROI potential projected to its $0.00527 listing price, BullZilla continues to attract early investors seeking life-changing potential.

Its structured burn, staking, and referral systems enhance token scarcity while rewarding long-term holders. As Stage 10 approaches with another planned price surge, momentum is building rapidly.

BullZilla’s blend of community energy, transparency, and sustainable design makes it a standout presale opportunity this year.

### Join The BullZilla Presale Now – Grab Tokens Before The Next Stage Surge!

For More Information:
[BZIL Official Website]
[Join BZIL Telegram Channel]

*This publication is sponsored. Coindoo does not endorse or assume responsibility for the content, accuracy, quality, advertising, products, or any other materials on this page. Readers are encouraged to conduct their own research before engaging in any cryptocurrency-related actions. Coindoo will not be liable, directly or indirectly, for any damages or losses resulting from the use of or reliance on any content, goods, or services mentioned. Always do your own research.*

**Author:** Alexander Zdravkov
Reporter at Coindoo

Alexander Zdravkov is an experienced crypto analyst with over 3 years in the digital currency space. Known for exploring the logic behind market trends, his in-depth analysis and daily reports make him a valuable member of the Coindoo team.
https://coindoo.com/next-100x-cryptos-in-2025-bullzilla-bzil-xrp-and-solana-sol-are-powering-the-bull-run-ahead/

Arc Raiders: The Kotaku Review

As I’ve continued to sink hour after hour into **Arc Raiders**, I keep thinking about Paintball—a sport I’ve never spent any meaningful time with but have always been attracted to, especially as a fan of video games where you shoot other people. Specifically, I reflect on the origins of this kind of sport, in which human beings willingly participate in a simulation of violent survival.

In Paintball’s case, the game was sparked by an argument between a country boy, Charles Gaines, and a city boy, Hayes Noel. It became a way to settle a score between two friends: Who is better equipped to survive in the wild? It turns out the country boy fared better, encapsulated by an anecdote that almost perfectly describes a kind of interaction I’ve had multiple times in Arc Raiders:

> “Within about 20 minutes, I came around a big maple tree and Hayes was sitting on a rock. I walked right up behind him, put the barrel of the gun right on his neck and said, ‘Alright, I don’t wanna shoot you. Who wins?’”

This experience inspired the duo to gather a whole bunch of friends to play out more survival scenarios, equipped with nonlethal—but still painful—weaponry to defend themselves. According to Gaines, Paintball was an exciting game of “stealth, wood skills, and strategy. The idea of running through the woods, competing and symbolically surviving, those go way back into our genetic development.”

I’m convinced **Arc Raiders** taps into similar primal instincts, lighting up a part of the brain that is both thrilled and terrified about entering a dangerous area to earn rewards, establish victory, and get out alive. Of course, Arc Raiders’ arsenal is way more diverse and, mercifully, free of any physical pain from getting shot. Losing, though? That sting is something you still have to learn to deal with.

If you’re up for the mental challenge of tolerating devastating losses baked into a thrilling set of third-person shooter encounters, Arc Raiders distills that distinctive combination into a single package like few other games out there.

### What is Arc Raiders?

Arc Raiders is a **PvPvE extraction shooter** set in the late 2100s, following two world-ending events: a total ecological collapse that destroyed human civilization as we know it, and the arrival of deadly, autonomous machines called Arc that have made recovery almost impossible.

Nobody knows where these machines came from. They were beaten back once but have now returned with more sophisticated, deadlier designs. Humanity’s only option for survival is to live underground while brave pioneers, called Raiders, venture Topside to collect resources and manage what little infrastructure remains.

Players take on the role of Raiders, accomplishing quests related to the underground community Speranza’s survival, while grabbing items to craft weapons, gadgets, and restorative items.

### Gameplay: Gathering and Surviving

The gameplay divides roughly into two parts: inventory management and combat survival.

**Inventory management** involves flipping through menus, breaking down found items, and combining them to build resources—essentially the “vegetables” you have to eat before the “main course” of shooting and survival.

The **other half**—the meat and potatoes—is the shooting and surviving necessary to acquire that loot and, crucially, hang onto what you’ve claimed.

### Maps and Missions

Each match lasts roughly 15 to 30 minutes on one of four post-apocalyptic Italian maps. Your goal is to grab as much as you can and leave before the timer runs out—or before you get gunned down, whether by an Arc machine or another player looking to steal your gear.

If you make it back alive, you keep everything. Die, and your loot is left behind for others to claim.

### The Social Dilemma: PvP isn’t Optional

Other players aren’t necessarily enemies. But when two un-partied players encounter each other, a sort of prisoner’s dilemma unfolds:

– Is this person a threat?
– Can they be trusted?
– Will you feel safe if you take your eyes off them?
– How should you split any loot you find together?

After spending significant time in-game, Arc Raiders has thoroughly won me over with its slow-paced, tactical third-person shooting and satisfying game of collecting *Things™*. But the social game between two random players has become the most engaging aspect for me.

### Communication Without Words

I rarely use a mic, but thankfully Arc Raiders has an emote system with a decent range of options. This lets me get a sense of someone and decide if I feel safe traveling with them for the rest of the match.

All these unpredictable elements—the fluctuating loot, random Arc locations, and whether other players are friendly or hostile—combine to create a game engine that generates interesting situations and memorable encounters.

### An Unsurpassed Experience

From escape sequences and tense sniper battles to close-quarters showdowns and stealthy infiltrations, Arc Raiders offers:

– Quests to hunt down tough Arc machines
– Spontaneous firefights fueled by whoever’s on the map and their agendas

Gone is the safety of a single-player campaign with checkpoints and forgiving game overs. Gone too are prescribed PvP rules and static win/lose conditions.

Here, it’s all live and in the moment. You, alone or with two squadmates, are literally fighting to keep what you’ve claimed. You don’t raise your gun just to look cool—you do it because it’s a tool for survival, with danger lurking around every corner.

### The Primal Thrill and Stress of Arc Raiders

This game taps deeply into the brain’s fight-or-flight mechanism. For some, Arc Raiders will be too stressful. For others, it’s the thrilling pulse of third-person shooting straight from the tap.

After hours invested, it feels like the experience I’ve been training for by loving tactical shooters with survival elements for so long. The risk of losing your hard-earned loot triggers an adrenaline rush unique to extraction shooters—and **Arc Raiders** stands out as one of the best executions of the format.

### Raiders of a Lost Age: The Extraction Shooter Experience

Arc Raiders offers a solid variety of maps to enter and exit, hopefully wealthier than when you arrived. The four launch maps depict post-apocalyptic Italy in different states and environments, each presenting countless stealth and combat scenarios.

Upon successfully extracting, you keep your loot and earn XP to spend on skill trees. You also gain **Cred** to progress “Raider Decks,” the game’s take on battle passes. Currently, only one free Raider Deck exists, offering cosmetics and items as rewards.

### Exploring the Field

Out in the field, you encounter:

– Wide-open spaces littered with broken-down machines from past battles
– Abandoned buildings with winding staircases and long empty hallways
– Rust, peeling paint, and signs from a forgotten era

Weather conditions and changes in time of day keep the maps feeling fresh and varied.

### Risk vs. Reward: Loot and Noise

Loot is everywhere, but breaking into locked caches is risky due to the noise and time required. You might find that elusive piece of rusted gear crucial for crafting or upgrading your weapons back home.

Quests lead you to important locations for gathering items or activating infrastructure, rewarding you with extra loot. These missions aren’t riveting on their own and often have vague directions, but this encourages genuine observation rather than mere waypoint chasing.

### Immersive Quests and Encounters

For example, one quest asked me to find a room with a beautiful view of the map. That sent me exploring until I found a window that offered a pretty vista—exactly what the quest was after.

Though most quests boil down to “go here, grab that, flip a switch,” encounters with other players and roaming Arc machines make these objectives much more exhilarating.

### Loot Hotspots and Player Conflict

Certain map areas hold better loot but attract greater danger—either from aggressive Arc patrols or from other players seeking those same rewards.

It’s a tense choice: shoot or sneak your way to survival?

### Loot Quality and Customization

Items are color-coded by quality:

– Gray: common
– Green: better
– Blue: even better
– Purple: excellent
– Gold: GOAT (greatest of all time)

Purple guns, for example, are generally more desirable than green ones, and green crafting materials yield better items than gray.

### Augments and Loadouts

You customize your Raider with an **Augment** that affects your shield type and inventory size. You always have a free option sufficient for most runs, including a gun with ammo. Unless you want a specific challenge, you’ll never start with just your fists.

### Tactical, Weighty Combat

Combat feels deliberate and semi-realistic, reminiscent of **The Last of Us**, **Metal Gear Solid**, or **Resident Evil 4**, rather than fast-paced shooters like **Vanquish** or **Max Payne**.

The finite, essential loot and slower pace give it a survival-horror vibe—minus the screaming monsters, but with deadly machines to dread.

### The Deadly and Fun Arc Enemies

Arc machines pose a significant threat: flying enemies, deadly weapons, and unpredictable patrols keep you on edge. Shooting them is satisfying—their metal parts fly off, dents appear on armor, and drone varieties spin and sputter when hit.

It reminded me of **clay pigeon shooting**—you have to aim carefully, shoot key parts, and understand enemy capabilities.

### Intelligent and Unpredictable AI

Because the Arc are machines, they don’t repeat canned dialogue, and their patrol patterns feel believable as a continuous force trying to keep you off the map. Some AI behaviors were developed using machine learning, resulting in satisfying unpredictability.

### Players: Allies or Enemies?

But your real threats are other players. They may be opponents or uneasy allies, sparking social dynamics that rarely play out the same way twice.

### Forming Alliances and Sharing Keys

You may embark solo and find an ally en route. Perhaps they hold keys to unopened areas—great for loot and quest progression.

If you’re mic-shy, you can use a ping system to communicate inventory items without saying a word.

### Memorable Encounters

Once, I teamed up with two players aiming to take down a Leaper, a deadly Arc. We dug in, defeated it, grabbed its loot, then fended off another team trying to ambush us.

In another instance, I joined a player on a quest to reach the Control Tower with a key I had. However, the door was blocked by a player-made Door Blocker. We broke it down, alerting an ambush of “Pops,” explosives that detonate when close. After clearing them, we secured the area and claimed the loot left behind.

### Death and the Economy of Loot

You can lose everything when you die—guns and items have durability meters, too. But when your gear falls into others’ hands, it contributes to the game’s evolving economy; your trusty shotgun could become their chaos tool.

Lately, I’ve been gifting overflowing inventory gear to other players, hoping to aid their future battles.

### PvP: A Pendulum of Conflict and Cooperation

Player interactions range from hostile firefights to fragile alliances. Sometimes you influence which way the pendulum swings; other times, you must dodge or flee.

### Home Base: Inventory Management

Between matches, you tinker with your inventory in a grid-based system, breaking down items and crafting new ones. This is a time-consuming process requiring commitment.

### The ‘Joy’ of Menu Diving

Rough estimates suggest I spend about a third of my playtime sorting menus—back and forth, managing items, combining materials.

### Areas for Improvement

The menu is serviceable but could improve. Crafting requires switching to a separate workshop menu instead of a simple right-click option. There’s no way to lock or mark items to prevent accidental selling or destruction.

Some item descriptions are vague—e.g., a “Rusted Gear” says its only purpose is to be recycled, but it also upgrades your gun workshop.

### What’s it All For?

Shooting, surviving, socializing, and crafting form satisfying loops that can theoretically run forever, as better loot becomes accessible.

### Projects and Server Wipes

Your current ultimate goal is investing in “Projects”—building a caravan to send your Raider to unknown frontiers. This serves as a narrative wrapper for a mechanic common in survival games and extraction shooters: the server wipe.

Because loot and power can escalate uncontrollably, wipes act like controlled burns to reset the balance.

### A Unique Wipe Mechanism

Unlike many games, Arc Raiders doesn’t enforce a strict global wipe schedule. Instead, you opt into it by sending off your character, their loot, skills, and workshop upgrades.

In return, you gain XP bonuses and skill tree points to invest in new progress.

At the time of writing, no one can yet send off their character—this will happen during a timed event.

### Trials and Leaderboards

Weekly trials challenge you with objectives like damaging specific Arc or searching loot caches, letting you ascend publicly viewable leaderboards and compete globally.

### The Story Ahead

The origin of the Arc remains a mystery in-game. Some speculate that humans escaped Earth before collapse and may be behind the Arc, possibly mining the planet remotely.

Certain quests hint the Arc behavior is changing, while NPCs focus on basic survival concerns for Speranza’s community.

### Future Plans and Narrative Potential

The 2025 roadmap promises new Arc types and additional narrative content to unravel the mystery.

### Conclusion

Arc Raiders naturally will evolve, but as it stands now, it offers:

– Eustress-inducing combat with real consequences
– Unpredictable player encounters
– Challenging AI threats
– Endless loot hunting and crafting
– Gorgeous, atmospheric maps brought to life by top-tier sound design

From the satisfying clang of metal to the terrifying digital chirps of Arc machines, Arc Raiders delivers a compelling experience that’s part survival, part shooter, and all adrenaline.

If you have an appetite for hunting, gathering, and tactical shooter gameplay wrapped in a rich social experience, Arc Raiders is a standout title worthy of your time.
https://kotaku.com/arc-raiders-review-extraction-loot-shooter-embark-2000642198