In the U. S., the overall rate of wage garnishments has been declining since the start of the pandemic, reaching 2. 8% in January 2024, according to ADP Research. When workers face financial problems, wage garnishment can be an option to pay off debts or other financial obligations. The employer withholds a portion of the employee’s earnings to make sure they can pay for debts, child support, taxes or other financial obligations. This arrangement can be stressful for the worker, but both federal and state laws make sure there is a clear limit on how much a person’s wages can be garnished. It is designed so that employees will still have enough for their day-to-day living expenses. Once you understand these garnishment limitations, you can ensure your financial stability while attending to your financial obligations. Let us look into wage garnishment and what is to be done if one is subject to it. Understanding Wage Garnishment In case you have an outstanding debt and are unable to settle it, then wage garnishment could be deemed suitable for your situation. It is actually a judicial procedure where an employer is mandated by the court to relinquish a fraction of the taxpayer’s income in order to cover the taxpayer’s liability, says wage garnishment attorney Lindsay Steele. Facing such a situation can be scary, so learn about it to regain control. The usual process is that the court sends an approved order to your employer so that they can withhold any portion of your wages till such time as the creditor is satisfied. Though it may sound harsh, it is important to know that there are laws governing the maximum amount that can go through garnishment. Knowing your rights does count, and you can reach out for support from either friends or money advisors to help you on this journey. You are not all alone. Federal Wage Garnishment Limits Understanding the limits on wage garnishment will shield the income of a worker. If someone’s disposable income is being garnished, creditors may do so by up to 25 percent under federal laws or above 30 times the federal minimum wage garnishment, whichever is less. If you earn very little, you might actually pay less; hence, this provision leaves much of your income for your own use. These limits barely allow you to survive. If in case your wages are being garnished, do not let yourself feel isolated. This is a common scenario that you have to face and being aware of your rights will give you the strength to push through it. State-Specific Garnishment Regulations While federal legislation establishes a minimum standard regarding wage garnishment, every state can set its regulations that may have a bearing on how much money you can have garnished. This means you might have different thresholds depending upon where you reside. Some states offer unlimited exemptions for child support, for example, while others may have an exemption level requirement or reduced protections. Consequently, you have to be updated with those state-specific laws, as they will influence your daily activities. This feeling of being overwhelmed is quite common among people. Just imagine how a more empowered outlook about taking vengeance could be constructed through the making up of incitements now. How to Calculate Your Disposable Income Knowing your state’s garnishment limits is only the beginning. The next thing to consider is the calculation of disposable income. A start would be to calculate gross income–that is, total earnings without deductions. Now diminish UR amounts totally randomly for mandatory deductions like taxes, Social Security, and health insurance premiums. Remaining would be your disposable income, which is the income subject to wage garnishment. Accuracy is crucial for it may affect the amount that may be taken away from your wages. Make sure to keep enough to cover the essentials. Understanding this process is one step in allowing you to take a step forward in financially liberating yourself as a community that thrives even through tough times. Steps to Take if Your Wages Are Garnished If your wages are garnished, you have to move quickly to limit the damage to your financial setup. Look over the garnishment notice to find out who filed it and why. Do not allow the deduction to be above the amount authorized by law. If you feel that the creditor is charging you too much or unfairly, then you may negotiate with that party on the payment terms or a settlement; otherwise, ask your lawyer for background on your options. Remember, the rights are yours. Never feel intimidated about asserting them. Start budgeting around the income that will be lessened and try to contact some groups for assistance or a financial expert. Through this method, you could take back control and get on your feet again.
https://www.natchezdemocrat.com/sponsored-content/federal-and-state-limits-on-wage-garnishment-4c59e5b7
Tag Archives: understanding
How Low Can The Bitcoin Price Go Before The Bleed Ends?
Scott Matherson is a leading crypto writer at Bitcoinist, known for his sharp analytical mind and deep understanding of the digital currency landscape.
He has earned a reputation for delivering thought-provoking and well-researched articles that resonate with both newcomers and seasoned crypto enthusiasts alike.
Beyond his writing, Scott is passionate about promoting crypto literacy. He frequently works to educate the public on the potential of blockchain technology, helping to expand awareness and understanding within the community.
https://bitcoinethereumnews.com/bitcoin/how-low-can-the-bitcoin-price-go-before-the-bleed-ends/
Crypto Market Watches for Possible Strategy Bitcoin Buy After Latest Saylor Update
Bitcoin Bitcoin’s price action may be soft, but the rumor mill is not. The latest spark came from Michael Saylor, whose brief “Big Week” post paired with a portfolio graphic has traders wondering whether Strategy is about to add even more BTC to its already enormous stash. Earlier speculation that Strategy was reducing its position was dismissed by Saylor, who reiterated that the firm has not sold Bitcoin and intends to maintain its accumulation strategy. Market Narrative Around Halving Cycle Is Also Changing While speculation around Saylor continues, a broader industry discussion has emerged around Bitcoin’s market cycle. Bitwise CEO Hunter Horsley recently said the traditional four-year cycle may be shifting. According to Horsley, expectations of a downturn in 2026 may have encouraged earlier selling, possibly contributing to the correction currently seen in 2025. He noted that Bitcoin’s post-halving performance has been weaker than in previous cycles and suggested that early profit-taking could be reshaping historical patterns. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo. com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things. He has more than 3 years of experience in the crypto space, where he skillfully identifies new trends in the world of digital currencies. Whether providing in-depth analysis or daily reports on all topics, his deep understanding and enthusiasm for what he does make him a valuable member of the team. Related stories.
https://bitcoinethereumnews.com/bitcoin/crypto-market-watches-for-possible-strategy-bitcoin-buy-after-latest-saylor-update/
My Parents Own a Beautiful Home. My Brother Just Told Me He Thinks He Should Get It Outright When They Die.
**Dear Care and Feeding,**
My parents are aging and live in a beautiful paid-off home in a very desirable town. I have one brother. We’re both in our 30s, and we’re close—we’ve always been friends. But recently, the topic has been coming up of what happens with my parents’ home when they are no longer living in it. They have been wishy-washy about their wishes in their will.
My brother lives in our hometown where the house in question is located; he has no children and is unmarried. I have relocated to an equally desirable and expensive town north of where we grew up, am married, and have one small child (17 months old). I own my home, and we have a mortgage with a high interest rate. My brother is renting from a friend but has recently gotten approved for a home loan and is looking to buy a home in our hometown.
I have assumed the fair thing to do would be to sell the house and split the value of the house down the middle. It is a beautiful home full of happy memories, but it deserves to have a family grow there just as we have over the last 30 years, in my opinion!
But during our last visit, my brother told me he doesn’t plan to sell the house; he wants to keep it. He does not feel that he should have to buy me out. He said he does not plan to live in it or raise a family there. In fact, he didn’t say exactly what his plan would be for the property.
I was shocked. He was very adamant that he is entitled to the house. I love my brother and don’t want this to put a wedge between us, but I have my own family and mortgage to look out for and we both lived there 30 years.
Assuming my parents leave us both the house in equal portions, how do I navigate this scenario and get what is left to me? Do I need a lawyer? If he refuses to sell, do I have to wait until he is ready? What happens in the meantime?
I’ll mention there is $4 million dollars in a generational skipping trust that I utilized for the $150,000 down payment on my home. My brother intends to do the same when he buys his home, hopefully within the next few months. I don’t know if that is relevant but figured I’d mention it.
—Love My Entitled Brother But Want What’s Rightfully Mine
—
**Dear Love My Entitled Brother,**
Before this becomes a legal battle, ask your brother one critical question: Why does he want to keep the house if he’s not planning to live in it or raise a family there? Is this about sentiment? Control? Investment? The fact that he won’t articulate a plan is telling.
Is he thinking of renting it out? Using it as a vacation property? Just having it? Understanding his motivation matters because if this is about emotion rather than logic, you might be able to find common ground by opening up a conversation around his feelings rather than the value of the property.
Your next step is to talk to your parents because, and this is key, they’re still alive and can control how this plays out. They may not be aware of your brother’s attachment to the house or the fact that you two are already talking about who gets what after they’re gone.
Now is the time to nail down what they want to do with their assets. They may seem wishy-washy about the house because they don’t care what happens to it after they die. Or, they want to leave that decision to you both, or to the executor of their estates (if that isn’t you or your brother).
Here’s one potential solution you may not have considered: Your parents could structure their estate plan so your brother inherits the house and you receive an equivalent value in other assets — stock, trust distributions, cash, whatever. If the house is worth, say, $1.5 million, you’d get $1.5 million in other assets.
But this only works if your parents design it that way in their will and trust documents. Which brings up another topic: their estate plan and how the assets (house, accounts, cars, etc.) are titled. You should have a direct conversation with them now to discuss where everything is and how it is being held.
At that time, you can tell them your brother wants to keep the house and ask them to work with their estate planning attorney to structure the inheritance fairly. If they want your brother to have the house, great—but if the goal is to divide their assets equally between you, they need to ensure you receive equivalent value from other assets.
If your parents don’t plan ahead and instead leave the house to both of you as equal co-owners, then your brother has three legal options:
1. Buy you out at fair market value with his own money.
2. Agree to sell and split proceeds.
3. Face a partition lawsuit where a court forces the sale.
He cannot simply keep it without compensating you.
You might want to have a clarifying conversation with an estate planning attorney (even your parents’ estate attorney) to understand how it will work. Your brother may feel “entitled” to the house, but without your parents structuring the estate appropriately, his feelings don’t override property law or probate court.
While you love your brother, inheriting money can change people and their relationships. Work to resolve these issues now, while your parents are alive, so you preserve your relationships once they’re gone.
—Ilyce Classic Prudie
—
**Additional Note from Classic Prudie**
My husband and I have been married for three years. We have a 4-year-old son and 16-month-old twins. I have four older children. My husband was briefly married once before me; I was previously married for 12 years. We were both going through our divorces around the same time, messed around, and got pregnant. We hadn’t planned on anything serious, but we gave it a shot and ended up falling in love.
Early in our relationship, I shared something vulnerable with him: I got pregnant with my oldest at 16, and I never told her birth father.
—
*If you have questions about money, family, or estate planning, submit them to Pay Dirt, Slate’s money advice column.*
https://slate.com/advice/2025/11/money-advice-parents-house-split.html?via=rss
Atlanta Fed President Bostic says he’ll leave position when his term expires in February
**Atlanta Fed President Raphael Bostic to Step Down in February**
Atlanta Federal Reserve President Raphael Bostic announced Wednesday that he will be leaving his position when his term expires on February 28th. Bostic, who has served since June 2017, made history as the first Black and openly gay regional president of the Federal Reserve.
“I’m proud of what we accomplished during my tenure to turn the lofty goal of an economy that works for everyone into more of a reality, and I look forward to discovering new ways to advance that bold vision in my next chapter,” Bostic said in a statement.
His announcement comes at a pivotal time for the Federal Reserve and its rate-setting body, the Federal Open Market Committee (FOMC). Regional presidents serve five-year terms, often synchronized to expire in years ending in either 1 or 6, which will be the case next year. While local boards vote on the regional presidents, their appointments are subject to approval by the Fed Board of Governors. Although the process is typically routine, unusual political dynamics on the board this year could add complexity.
Alongside the reappointments of regional presidents, Jerome Powell’s term as Fed chair is set to expire in May. However, his role as governor continues until 2028.
During his tenure, Bostic gained a reputation as a centrist. He has taken a cautious approach to interest rate cuts amid elevated inflation and a softening labor market. Notably, he is not an FOMC voter this year—Atlanta will next get a vote in 2027.
Fed Chair Jerome Powell praised Bostic, stating, “His perspective has enriched the Federal Open Market Committee’s understanding of our dynamic economy. And his steady voice has exemplified the best of public service grounded in analysis, informed by experience, and guided by purpose.”
Until Bostic’s successor is named, Cheryl Venable, the first vice president and chief operating officer at the Atlanta Fed, will serve as acting president.
https://www.cnbc.com/2025/11/12/atlanta-fed-president-bostic-says-hell-leave-position-when-his-term-expires.html
A left-wing influencer’s pro-CCP propaganda falls apart on camera
As Newsweek reports, police approached them “within seconds.” Officers detained Piker and his friends, confiscated his friend’s phone, and reviewed the image and footage to make sure no one was mocking their hero, Mao. After the Americans explained that they weren’t mocking him, but were instead huge admirers, their devices were returned, and they were free to go.
The logical conclusion here is clear: China is, in fact, the censorious, authoritarian state its Western critics claim. Or, as Hoover Institution research fellow Liu He wrote on X,
> “Foreigners are finally beginning to see a reality the Chinese are intimately familiar with day in, day out, and have long attained a skin-level understanding of. Not only is there no freedom to criticize the government of China; people don’t even have the freedom to praise China. Whether you support or criticize the state, all speech is subject to political review. You don’t need to expose the system; the system exposes itself.”
Yet this was not, in fact, Piker’s takeaway. Back in his hotel room, the streamer instead told his audience that China is “not as bad as silly Americans imagine it is.”
What’s more, Piker explained the officer’s actions as if they were totally normal and justified, saying,
> “He thought we were making a mockery. They didn’t realize that we were swagged-out white boys who love China. They were being extra attentive to make sure no one was making fun of Mao or anything like that… it’s a cultural difference.”
“People have this false notion that they will like arrest you for a meme or whatever; it’s not like that at all,” Piker bizarrely concluded, evidently overlooking the fact that his experiences prove the opposite—that he would have been in trouble if they’d been mocking Mao.
### MAMDANI RIPS OFF HIS SMILING MASK
Then he claimed, mostly absurdly, that American police are worse than Chinese police! This, of course, ignores the fact that thanks to our First Amendment, Americans are free to criticize and mock even beloved historical figures without fear of arrest or prosecution.
Piker himself is clearly beyond saving, too deeply ensconced in his own cognitive dissonance to perceive the gap between his beliefs and reality, even as it slaps him in the face. But he is, for once, doing a service to his audience by showing them the truth so starkly and in real time.
Any young people tuning in who still have a shred of critical thinking skills may finally realize that their “favorite streamer” is just a useful idiot for authoritarian regimes.
*Brad Polumbo is an independent journalist and host of the Brad vs Everyone podcast.*
https://www.washingtonexaminer.com/opinion/beltway-confidential/3883655/influencer-hasan-piker-pro-ccp-propaganda-falls-apart/
Continents slowly “peel away” to create ocean volcanoes, study finds
A team of Earth scientists has discovered that continents are slowly peeling apart from below—sending fragments deep into the oceanic mantle, where they can spark volcanic eruptions thousands of kilometers away.
This groundbreaking finding, led by researchers from the University of Southampton and published in *Nature Geoscience*, solves a long-standing puzzle: why some volcanic islands located in the middle of the oceans contain chemical traces of continental rock, even though they are far from any continental edges or tectonic plate boundaries.
—
### The Mystery of Continental Signatures in Oceanic Volcanoes
Many volcanic islands, such as Christmas Island in the Indian Ocean, contain elements typically found in continental crust rather than oceanic rock. Until now, scientists believed these “enriched” materials originated either from sediments recycled when ocean plates sank into the mantle or from columns of rising hot rock known as mantle plumes.
However, these explanations did not fit all the evidence—especially in places with no signs of deep recycling or plume activity.
“We’ve known for decades that parts of the mantle beneath the oceans look strangely contaminated, as if pieces of ancient continents somehow ended up there,” said Professor Thomas Gernon, lead author of the study. “But we didn’t know how those fragments got there in the first place.”
—
### A New Model: Continents Peeling From Below
The research team’s new model offers a striking answer: continents don’t just split apart at the surface—they also peel away from below, like layers coming off an onion.
As tectonic forces stretch and rift the continents, their deep “roots,” located around 150 to 200 kilometers underground, become slowly destabilized.
Using computer simulations, the researchers found that these deep layers can form slow-moving mantle waves—rolling movements in the Earth’s interior that gradually strip fragments from the underside of continents.
—
### The Journey of Continental Fragments
These fragments are then swept sideways into the mantle beneath the oceans at an incredibly slow rate—just a millionth the speed of a snail.
Over millions of years, these drifting pieces travel more than 1,000 kilometers, eventually melting and feeding volcanic eruptions on the ocean floor.
Remarkably, this process can continue for tens of millions of years after the continents themselves have drifted apart.
“We found that the mantle is still feeling the effects of continental breakup long after the continents themselves have separated,” said Professor Sascha Brune from the GFZ Helmholtz Center for Geosciences in Germany. “The system doesn’t just switch off—it keeps moving and recycling material far from where it began.”
—
### Evidence from the Indian Ocean Seamount Province
To test their theory, the researchers examined volcanic rocks from the Indian Ocean Seamount Province, which formed after the breakup of the ancient supercontinent Gondwana more than 100 million years ago.
These rocks showed signs of enriched material that could only have come from continental roots—without any evidence of a mantle plume.
—
### Expanding Our Understanding of Earth’s Dynamics
According to Professor Gernon, this discovery adds a new layer to our understanding of how Earth works:
“Mantle waves can carry pieces of continents far beneath the oceans, leaving chemical fingerprints that last for millions of years. It’s a hidden process that helps shape both continents and ocean volcanoes.”
—
This study reshapes the way scientists view the deep Earth and the ongoing interaction between continental and oceanic processes, revealing a dynamic and interconnected planetary system operating beneath our feet.
https://knowridge.com/2025/11/continents-slowly-peel-away-to-create-ocean-volcanoes-study-finds/
Risk assessment must evolve to navigate digital asset M&A
When a company acquires or merges with a digital asset business, they’re not just acquiring people, products, and intellectual property—they’re acquiring every onchain transaction that has ever occurred on that technology stack. These touchpoints could range from the mundane to high risk; from routine operational activity to exposure to sanctioned entities or opaque fund flows.
As traditional finance and digital asset markets continue to converge, mergers and acquisitions are gathering pace in both directions. Notable examples include Stripe’s $1.1 billion acquisition of crypto infrastructure company Bridge, and Ripple’s $1.25 billion purchase of prime brokerage Hidden Road. In 2024 alone, digital asset M&A volumes reached $15.8 billion, an incredible surge from just $1 billion in 2019.
In this converging market, digital footprints on the blockchain aren’t just background noise—they’re risk signals. Without proper onchain analysis, they can quickly become potential liabilities. Legacy frameworks, which focus on balance sheets, market position, leadership, and reputation factors, remain essential but don’t tell the whole story.
Without integrating traditional risk assessments with onchain data, businesses operate with an incomplete picture. This can be detrimental not just for the deal but also for wider trust and stability in the industry, especially when products are being developed at the nexus of fiat and crypto. That’s why today’s M&A deals require an evolved risk assessment.
### Onchain Data Is the Layer of Truth
Traditional risk assessments start with the fundamentals: order book depth, workforce structure and leadership stability, treasury and reserve transparency and reputation, as well as regulatory compliance—all central to traditional deal-making. However, this process alone is no longer sufficient for digital asset M&A.
Analyzing and understanding onchain data in combination with conventional methods is the only way to reveal certain risk pockets and operational red flags. In short, reconciling onchain insights with off-chain data is essential.
Consider this scenario: an assessment of a digital asset firm may pass standard reputational due diligence, with traditional compliance checks revealing no direct exposure to sanctioned jurisdictions or entities. These checks don’t account for the blockchain transactions’ decentralized or pseudonymous nature and may have no visibility into wallet transactions or previous DeFi activity.
Critical risks can be missed without integrating and analyzing onchain data. Historical transactions with high-risk wallets or protocols can indicate reputational and legal red flags. Mixers, for example, can be used as obfuscation tools to conceal the origin and destination of funds.
Further onchain analysis may uncover repeated treasury interactions with wallets tied to darknet marketplaces offering stolen data, money laundering services, or tools to conduct fraud. These onchain indicators represent more than compliance oversights; they introduce tangible reputational, financial, and legal risk, including potential penalties from regulators and other agencies.
This is just one example. Other onchain risk indicators can range from overexposure to a specific token to illiquid or highly concentrated positions, as seen with the collapse of crypto lender Celsius. Risks can also extend to unreliable technical infrastructure that could challenge future integrations.
Governance structure matters too. Onchain voting data can reveal which actors in an ecosystem truly direct and make decisions about the blockchain, further informing actual ownership and corporate structure.
### The Limits of Onchain Data Alone
Despite its apparent benefits, onchain data alone can miss critical off-chain exposures. In 2022, FTX appeared healthy. Blockchain data could have flagged certain risks like low liquidity in its token FTT, or the movement of large sums between FTX and Alameda Research. Still, it wouldn’t have revealed the core fraud—the commingling of customer funds by Sam Bankman-Fried and the false claim of solvency.
### Moving Toward a Hybrid, Holistic Approach
To understand the risks and opportunities in a digital asset M&A, off-chain data must supplement onchain risk signals to achieve a flexible and evolved risk management framework. This is the only way to adequately equip businesses to assess and identify risks originating from M&As.
Most importantly, this hybrid approach doesn’t replace legacy frameworks—it enhances them. A recent EY report found that 83% of institutional investors plan to increase allocations to digital assets. With that level of interest comes greater pressure to apply rigorous, fit-for-purpose oversight.
Data-first due diligence, combining onchain and off-chain signals, will be essential for assessing counterparties, managing integration, and safeguarding long-term value.
Trust remains the linchpin of successful M&A. Blockchain, with its immutable trails, is a powerful tool for building, confirming, and maintaining this trust. But this can only be achieved if the right data is being used and the right questions are being asked.
The future of finance depends on our ability to bridge old and new systems. That means evolving how we see and manage risks—meeting transparency with intelligence.
https://bitcoinethereumnews.com/tech/risk-assessment-must-evolve-to-navigate-digital-asset-ma/
Dodgers pitcher Alex Vesia shares heartbreak of baby daughter’s death: ‘No words to describe the pain’
Los Angeles Dodgers pitcher Alex Vesia has shared the heartbreaking news of his baby daughter’s death, expressing that there are “no words to describe the pain.”
The MLB player, who was absent from the recent World Series games against the Toronto Blue Jays, revealed that he and his wife, Kayla Vesia, would “cherish every second” they shared with their child.
“Our little angel, we love you forever & you’re with us always,” Alex wrote on Instagram alongside a touching picture of their infant’s hand clasped with theirs. “There are no words to describe the pain we’re going through but we hold her in our hearts and cherish every second we had with her.”
Their daughter passed away on Sunday, October 26, just two days after the World Series began. Earlier, on October 23, the Dodgers announced that Vesia would be away from the team “with a heavy heart” to “navigate a deeply personal family matter.”
At the time, the Dodgers organization shared, “The entire Dodgers organization is sending our thoughts to the Vesia family, and we will provide an update at a later date.”
In his heartfelt post, Vesia expressed gratitude for the support he and his family have received. He thanked the Dodgers, fans of both the Dodgers and Blue Jays, and the wider baseball community.
“Our baseball family showed up for us and we wouldn’t be able to do this without them,” he said. “Thank you Dodger Nation, Blue Jays organization and all baseball fans for your love and support. We have seen ALL your messages, comments and posts. It’s brought us so much comfort.”
He also extended thanks to the medical staff, saying, “Lastly, we’d like to thank Cedars Sinai and all the medical staff who helped Kayla and Sterling. Every person we came across was truly so incredible.”
The Independent has reached out to the Dodgers for comment regarding Vesia’s post.
https://www.independent.co.uk/news/world/americas/alex-vesia-dodgers-baby-death-b2861230.html
Bitcoin Cycles Suggest Potential Breakout to $250K, Analysts Say
**Exploring Bitcoin Cycle Patterns and $250K Projections in 2025**
Bitcoin has long been recognized for its cyclical price movements, characterized by recurring nine-month rally phases dating back to 2011. Market analyst Alex Mason identifies these cycles from the years 2011, 2013, 2017, and 2021, highlighting a critical sixth-month juncture which often marks a mid-phase correction before a significant price surge. In 2025, Mason positions Bitcoin at this pivotal point, suggesting that history could be repeating itself.
At the same time, Tom Lee, Founder of Fundstrat Global Advisors, forecasts a dramatic rally—with Bitcoin potentially reaching between $200,000 and $250,000 within just 75 days. He attributes this optimistic projection to strong momentum building throughout the fourth quarter and expected easing policies from the Federal Reserve.
Meanwhile, analyst Merlijn draws attention to what he terms the longest compression phase in Bitcoin’s history. As of 2025, Bitcoin is amid a 55-month consolidation—a prolonged period where price movements contract within narrowing ranges, setting the stage for an imminent breakout. This compression phase surpasses the prior 30-month squeeze and signals a tighter, more robust foundation for a potential vertical price expansion.
—
### What Are Bitcoin Cycle Patterns in 2025?
Bitcoin cycle patterns are recurring market structures observed throughout its price history, typically spanning nine months and culminating in major rallies. The cycles from 2011, 2013, 2017, and 2021 show a typical pattern: gradual accumulation followed by a mid-cycle correction around the sixth month, before accelerating upward.
In 2025, analysts like Alex Mason observe a strong alignment with these historical cycles, suggesting that the current market phase could precede a sharp upward movement—especially if trading volumes confirm the momentum.
—
### How Do Compression Signals Influence Bitcoin’s Price Trajectory?
Compression signals indicate periods of extended market consolidation where price action tightens within a narrowing range, building pressure for a significant breakout. Merlijn identifies the ongoing 55-month compression phase as a signal of this market buildup.
In comparing this phase to the previous 30-month compression that led to the 2017 rally, Merlijn emphasizes that the current tighter wedge pattern forms an even stronger base. Notably, support levels have remained solid despite recent volatility.
On-chain metrics further reinforce this setup: declining inflows to exchanges alongside rising holder conviction suggest accumulation by long-term investors. These signs, combined with the compression pattern, hint at a potential violent upside once resistance is overcome.
Historically, such breakouts have resulted in rapid gains of 200-300%, and volume spikes often precede these moves as a sign of institutional buying pressure.
—
### Historical Cycle Dynamics
Looking back, each notable Bitcoin cycle began with a period of steady accumulation, followed by a testing or correction phase near the midpoint. For example:
– **2013**: Bitcoin consolidated after an initial surge and then broke out to reach approximately $1,000 by year-end.
– **2017**: A sixth-month bear trap shook out weaker investors before Bitcoin soared to nearly $20,000.
Alex Mason notes that 2025’s timeline and recent corrections closely mirror these past patterns. He cautions against premature exits, as rallies often extend well beyond initial expectations.
—
### The Role of Macroeconomic Factors
Federal Reserve policies have historically played a pivotal role in Bitcoin’s cycles. Periods of rate cuts and liquidity injections tend to align with Bitcoin’s acceleration phases, as witnessed in the post-2020 environment.
Current dovish signals from the Fed, following a period of tightening, echo these past supportive conditions. Such macroeconomic tailwinds could amplify the upcoming upward leg in Bitcoin’s cycle.
—
### Frequently Asked Questions
**What Makes 2025 Bitcoin Cycle Patterns Different from Past Ones?**
In 2025, the Bitcoin market features heightened institutional participation and increased regulatory clarity, including approvals for Bitcoin ETFs. While the traditional nine-month cycle structure remains consistent, these factors add a stronger fundamental base compared to past, more retail-driven rallies.
**Could Bitcoin Reach $250K Based on Current Compression Signals?**
Yes. According to Merlijn’s analysis, if the 55-month compression resolves bullishly, Bitcoin could reach $250,000. This projection aligns with historical precedents and is supported by growing adoption, favorable on-chain metrics, and positive macroeconomic conditions conducive to rapid price appreciation.
—
### Expert Insights and Market Data
Skepticism around the reliability of cycle patterns is common, given the evolving nature of cryptocurrency markets. However, data from blockchain analytics firms like Glassnode and Chainalysis confirms repeated market behaviors tied to Bitcoin halving events and shifts in global liquidity.
Metrics such as realized capitalization and Market Value to Realized Value (MVRV) ratios currently indicate that Bitcoin remains undervalued relative to previous market peaks—a bullish indicator.
Tom Lee reinforces this outlook, stating in recent interviews, “The fourth quarter has been a powerhouse for risk assets, and with Fed easing, we’re set for explosive growth.” His forecasts combine technical chart analysis with fundamental economic trends, painting a balanced picture of Bitcoin’s potential.
—
### Key Takeaways
– **Nine-Month Cycle Alignment:** Bitcoin’s 2025 phase closely matches historical nine-month cycle patterns, with the sixth month often serving as a rally catalyst, as highlighted by Alex Mason.
– **$200K-$250K Price Projection:** Tom Lee projects Bitcoin reaching between $200,000 and $250,000 within approximately 75 days, driven by Q4 momentum and expected Fed policy easing.
– **55-Month Compression Phase:** Merlijn’s observation of the longest price squeeze in Bitcoin’s history suggests a high-probability breakout, with volume spikes serving as key confirmation signals.
—
### Conclusion
The convergence of Bitcoin’s historical cycle patterns, unprecedented compression signals, and macroeconomic tailwinds paints a compelling picture for significant upside potential in 2025. Experts like Tom Lee project prices soaring as high as $250,000, supported by robust technical and fundamental factors.
For investors and enthusiasts alike, understanding these evolving cycles and compression phases is crucial to navigating the next phase of Bitcoin’s growth. Staying informed and watching key volume and price action signals will be essential to capitalizing on this potentially transformative period in the crypto markets.
—
*Stay ahead in crypto markets by tracking these patterns and expert insights as Bitcoin approaches a critical juncture in 2025.*
https://bitcoinethereumnews.com/bitcoin/bitcoin-cycles-suggest-potential-breakout-to-250k-analysts-say/?utm_source=rss&utm_medium=rss&utm_campaign=bitcoin-cycles-suggest-potential-breakout-to-250k-analysts-say