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business, electronics, india, mobile, technology

Jio introduces safety-first JioBharat phones starting at ₹800

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**Jio Introduces Safety-First JioBharat Phones Starting at ₹799**

*By Mudit Dube | Oct 08, 2025, 03:57 PM*

Reliance Jio has unveiled its latest range of JioBharat phones, featuring an innovative “Safety-First” solution aimed at enhancing family connectivity and security. The announcement was made at the India Mobile Congress 2025 (IMC 2025).

The new Safety-First feature enables guardians to monitor their children, elderly parents, and other dependents through a simple and secure interface. Key functionalities include location tracking, control over calls and messages, and real-time updates on battery life and network strength, ensuring peace of mind for families.

**Tailored for Every Member of the Household**

Jio has designed these safety features specifically to cater to the diverse needs of Indian households. For children, the device offers distraction-free connectivity by eliminating social media access. Elderly users benefit from a straightforward phone experience complemented by health and location alerts. Additionally, women can rely on the phone as a dependable safety and connectivity companion when they need it most.

**Empowering Indians Through Technology**

Speaking at IMC 2025, Sunil Dutt, President of Reliance Jio, emphasized the company’s vision: “Technology should serve a deeper purpose to connect and empower every Indian.” He described the JioBharat Safety-First solution as more than just a phone feature—it is a life-enabling innovation designed to provide families with affordable and accessible peace of mind.

**Availability**

The new JioBharat phones featuring the Safety-First solution are now available on various sales platforms, starting at just ₹799.

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Stay connected and safeguard your loved ones with Jio’s latest innovation in affordable mobile technology.
https://www.newsbytesapp.com/news/science/jiobharat-phones-launched-with-enhanced-safety-features/story

banking, business, economy, finance, interest rates

HDFC Bank cuts MCLR: How much could your EMIs drop?

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**HDFC Bank Cuts MCLR: How Much Could Your EMIs Drop?**
*By Mudit Dube | Oct 07, 2025, 04:30 PM*

HDFC Bank has announced a reduction in its Marginal Cost of Funds-based Lending Rates (MCLR), a move set to benefit borrowers with loans linked to this benchmark. The bank has cut the MCLR by up to 15 basis points (bps) for certain loan tenures. (For reference, one basis point is one-hundredth of a percentage point.)

**Revised MCLR Rates**

Following the revision, HDFC Bank’s MCLR rates now range between 8.45% and 8.65%, depending on the loan tenure. Here are the details of the rate cuts:

– **Overnight MCLR:** Reduced by 10 bps from 8.55% to 8.45%
– **One-Month MCLR:** Reduced by 15 bps from 8.55% to 8.40%
– **Three-Month MCLR:** Reduced by 15 bps from 8.60% to 8.45%
– **Six-Month MCLR:** Reduced by 10 bps from 8.65% to 8.55%
– **One-Year MCLR:** Reduced by 10 bps from 8.65% to 8.55%

**What is MCLR?**

MCLR stands for Marginal Cost of Funds-based Lending Rate. It is the minimum interest rate that a bank is required to charge on loans. This rate determines the baseline interest applicable to various loans and generally remains fixed for borrowers until updated as per the Reserve Bank of India’s (RBI) guidelines.

The RBI introduced MCLR in 2016 to improve the transmission of monetary policy changes into lending rates effectively, making the lending process more transparent and responsive to economic shifts.

**How Will This Affect Your EMIs?**

With the reduction in MCLR, borrowers with loans linked to these rates can expect a decrease in their Equated Monthly Installments (EMIs). The exact drop in EMIs will depend on the remaining loan tenure and the outstanding principal amount. However, even a small cut in interest rates can lead to noticeable savings over time.

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Stay tuned for more updates on how this rate revision impacts your loans and financial planning.
https://www.newsbytesapp.com/news/business/hdfc-bank-slashes-mclr-by-up-to-15-bps/story

awards, business, entertainment, social media, technology

Instagram introduces ‘Ring’ award to honor top creators globally

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Instagram Introduces ‘Ring’ Award to Honor Top Creators Globally

By Mudit Dube | Oct 07, 2025, 10:57 AM

What’s the story?
Instagram has announced a new awards program called the ‘Ring’, aimed at honoring top creators on its platform. The first batch of 25 winners will be announced next week.

This initiative is part of Instagram’s ongoing effort to recognize and celebrate those who drive cultural change and push boundaries through their creative work.

Judging Panel

The judging panel for the ‘Ring’ award features a distinguished lineup of personalities, including Instagram head Adam Mosseri, acclaimed director Spike Lee, renowned designer Marc Jacobs, popular YouTuber Marques Brownlee, actress Yara Shahidi, and legendary makeup artist Pat McGrath.

Each winner will receive a custom-designed gold ring created by English fashion designer Grace Wales Bonner, along with a digital golden ring displayed on their Instagram profile. Additionally, winners will have the exclusive opportunity to customize a unique “Like” button for their feed posts.

Strategic Shift Amid Payout Program Changes

The launch of the ‘Ring’ award comes as Meta has been scaling back its creator payout programs in recent years. Earlier this year, Meta discontinued a program that compensated creators for ads featured on their profiles.

In 2023, the company stopped paying bonuses to Reels creators on both Instagram and Facebook, and in 2022, it shut down its affiliate marketing bonuses. These moves signal a shift in how Meta supports creators financially.

Challenges Faced by Creators

Creators have faced a declining number of brand deals, with a reported 52% drop in 2024. According to Bank of America, along with fewer sponsored partnerships, competition is intensifying as more paid partnerships become concentrated among a smaller group of top creators.

Despite these challenges, Instagram remains committed to recognizing and celebrating its most creative users, and the ‘Ring’ award symbolizes this dedication.

The Vision Behind the ‘Ring’ Award

Instagram describes the ‘Ring’ award as a celebration of creativity — honoring those who aren’t afraid to take creative risks and forge their own paths. In a company blog post, Instagram said the award is “all about celebrating those who bring people together over their creativity, and deserve recognition.”

https://www.newsbytesapp.com/news/science/instagram-s-new-ring-award-will-honor-top-creators/story

awards, business, entertainment, social media, technology

Instagram introduces ‘Ring’ award to honor top creators globally

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**Instagram Introduces ‘Ring’ Award to Honor Top Creators Globally**
*By Mudit Dube | Oct 07, 2025, 10:57 AM*

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Instagram has announced a new awards program called the **’Ring’**, aimed at honoring top creators on its platform. The first batch of 25 winners will be awarded next week. This initiative reflects Instagram’s commitment to recognizing and celebrating individuals who drive cultural change and push boundaries through their creative work.

### Judging Panel

The judging panel for the ‘Ring’ award features several notable personalities, including:
– Instagram Head **Adam Mosseri**
– Director **Spike Lee**
– Designer **Marc Jacobs**
– YouTuber **Marques Brownlee**
– Actress **Yara Shahidi**
– Makeup Artist **Pat McGrath**

Each winner will receive a custom-designed gold ring created by English fashion designer **Grace Wales Bonner**, along with a digital golden ring displayed on their Instagram profile. Winners will also have the opportunity to customize a unique “Like” button for their feed posts.

### Strategic Shift in Creator Programs

The launch of the ‘Ring’ award comes amid Meta’s recent scaling back of creator payout programs. Earlier this year, Meta discontinued a program that compensated creators for ads on their profiles. Additionally, in 2023, Meta stopped paying bonuses to Reels creators on Instagram and Facebook and shut down its affiliate marketing bonuses in 2022.

### Challenges Facing Creators

Creators have experienced a 52% drop in brand deals in 2024, reflecting a challenging landscape for monetization. Bank of America noted last year that alongside the decline in sponsored partnerships, competition is intensifying, with more paid partnerships concentrated among top creators.

Despite these challenges and shifts, Instagram remains committed to celebrating its most creative users through this symbolic new awards program.

### Vision Behind the ‘Ring’ Award

Instagram describes the ‘Ring’ award as a way to celebrate those who are unafraid to take creative risks and forge their own paths. In a company blog post, the award is said to be “all about celebrating those who bring people together over their creativity, and deserve recognition.”

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With the introduction of the ‘Ring’ award, Instagram continues to highlight the importance of creativity and innovation within its creator community, even as monetization models evolve.
https://www.newsbytesapp.com/news/science/instagram-s-new-ring-award-will-honor-top-creators/story

awards, business, entertainment, social media, technology

Instagram introduces ‘Ring’ award to honor top creators globally

Leave a comment

**Instagram Introduces ‘Ring’ Award to Honor Top Creators Globally**
*By Mudit Dube | Oct 07, 2025, 10:57 AM*

Instagram has announced a new awards program called the **’Ring’**, designed to honor the top creators on its platform. The first batch of 25 winners will be announced next week. This initiative is part of Instagram’s ongoing effort to recognize and celebrate individuals who drive cultural change and push creative boundaries.

### Judging Panel

The judging panel for the ‘Ring’ award features a diverse group of notable personalities, including Instagram head **Adam Mosseri**, director **Spike Lee**, designer **Marc Jacobs**, YouTuber **Marques Brownlee**, actress **Yara Shahidi**, and makeup artist **Pat McGrath**.

Each winner will receive a custom-designed gold ring crafted by English fashion designer **Grace Wales Bonner**. In addition, winners will have a digital golden ring displayed on their Instagram profile and the opportunity to customize a unique “Like” button for their feed posts.

### A Strategic Shift Amid Changing Creator Programs

The launch of the ‘Ring’ award coincides with Meta’s recent scaling back of creator payout programs. Earlier this year, Meta discontinued compensation for creators via ads on their profiles. In 2023, it also ended bonuses for Reels creators on both Instagram and Facebook, and affiliate marketing bonuses were shut down in 2022.

### Challenges for Creators

Creator earnings have been challenged recently, with a significant 52% drop in brand deals reported in 2024. Bank of America highlighted last year that, alongside a decline in sponsored partnerships, competition has intensified as more paid collaborations become concentrated among top-tier creators.

Despite these challenges, Instagram remains committed to celebrating its most creative users through this symbolic new award.

### Celebrating Creativity and Risk-Taking

Instagram describes the ‘Ring’ award as a celebration of those who are unafraid to take creative risks and forge their own paths. According to a company blog post, the award is “all about celebrating those who bring people together over their creativity, and deserve recognition.”

As Instagram continues to evolve, the ‘Ring’ award represents a fresh, meaningful way to acknowledge the platform’s cultural pioneers and their impact on the creative landscape.
https://www.newsbytesapp.com/news/science/instagram-s-new-ring-award-will-honor-top-creators/story

business, development, science, technology

OpenAI enhances developer tools with GPT-5 Pro and Sora models

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**OpenAI Enhances Developer Tools with GPT-5 Pro and Sora Models**

*By Mudit Dube | October 7, 2025, 10:50 AM*

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**What’s the Story?**

At its recent Dev Day event, OpenAI unveiled a series of exciting API updates aimed at enriching its developer ecosystem. The major highlights include the launch of GPT-5 Pro, the company’s latest advanced language model, and Sora 2, an innovative video and audio generation model. Alongside these, OpenAI introduced an agent-building tool and the ability to integrate third-party applications directly within ChatGPT.

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**GPT-5 Pro: Targeting Finance, Legal, and Healthcare**

GPT-5 Pro is designed with high accuracy and deep reasoning capabilities, making it particularly suited for industries such as finance, legal, and healthcare. These sectors demand precision and complex problem-solving, attributes OpenAI emphasized during the announcement. CEO Sam Altman highlighted that voice interaction is quickly becoming a primary mode of AI communication, underlining the significance of enhancing voice capabilities within these new models.

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**Introducing ‘gpt-realtime mini’: Low-Latency Streaming for Voice**

To meet the increasing demand for responsive voice AI, OpenAI launched “gpt-realtime mini,” a smaller and more cost-effective version of its advanced voice model. This model offers low-latency streaming interactions for audio and speech at 70% less cost, while maintaining the same voice quality and expressiveness. This makes it ideal for applications requiring real-time, natural voice responses.

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**Sora 2: Next-Level AI-Generated Audio and Video**

OpenAI also rolled out Sora 2, the latest iteration of its audio and video generation model. Released alongside the Sora app—a TikTok-like platform featuring short AI-generated videos—Sora 2 delivers more realistic and physically consistent scenes with synchronized sound. It enhances creative control, allowing developers to craft rich audio-visual experiences with ambient sounds, soundscapes, and synchronized effects tightly integrated with visuals.

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**Empowering Developers with Sora 2 API Access**

One of the key advancements is that developers can now access Sora 2’s powerful capabilities directly through the API. This means the same technology powering stunning video outputs on the Sora app is available for use in third-party applications. According to Altman, the model excels at pairing sound with visuals, going beyond speech to encompass immersive audio environments perfectly aligned with on-screen action.

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With these updates, OpenAI continues to strengthen its developer offerings, pushing the boundaries of AI-driven communication, creativity, and interactivity across multiple industries.
https://www.newsbytesapp.com/news/science/openai-introduces-gpt-5-pro-and-sora-2-in-api/story